What is Asset-Based Finance?

Asset-Based Finance (ABF) is a way of providing fast-growing or highly-leveraged companies with working capital. It is an alternative to traditional operating lines of credit that rely on the strength of the balance sheet, and is based on a percentage of the receivables and appraised inventory value.

At RBC Royal Bank^®, our expertise in Asset-Based Finance means that we can provide increased financing against your company's assets. As your sales grow, so does your operating loan availability. The bottom line? Greater access to capital-giving your company the flexibility it needs to grow.

Asset-Based Finance Solutions and Benefits

To learn more about our Asset-Based Finance solutions and benefits, choose from one of the following topics. Or, continue reading to learn why you should consider Asset-Based Financing from RBC Royal Bank.

	When Asset-Based Financing Can Help
	Asset-Based Lending Success Stories
	Margined Working Capital Loan
	Selective Invoice Discounting

Why Choose RBC Royal Bank?

" We initially selected RBC Royal Bank's ABF team because they offered established expertise, financial strength, a world-class approach and solutions customized to our trade finance needs. We stayed with the RBC family when we moved to a traditional facility because they exceeded our expectations and delivered superb results! " ALEX VON NIEBELSCHUTZ Vice President, Finance & Controller A. Holliday & Company Inc. International Tea & Coffee Broker

We are the only bank in Canada offering a full suite of Asset-Based Finance products. We bring expertise, technical support and the broad resources available through RBC Financial Group^TM to our clients' businesses, including:

• Specialized service and support from our Asset-Based Financing relationship management teams
• Industry-specialized account management means we already speak your language and understand your business model
• One-stop shopping with both full-service banking (cash management, foreign exchange, treasury, term facilities, leasing) and ABF facilities available
• Consistent relationship management and easy transfer from your ABF operating facility when a traditional operating line becomes the better solution
• The highly respected reputation of RBC Financial Group

Service Commitment

Our Asset-Based Financing team is committed to providing the best financial advice and solutions to help clients take advantage of business opportunities.

If you would like to find out how Asset-Based Financing could benefit your company, simply fill out our online information request form or contact an Asset-Based Financing Specialist near you.