U.S. Banking Solutions from RBC Bank
Planning an extended stay in the U.S.? Whether you’re working, studying, or simply escaping the Canadian winter for a few months, you will need banking solutions that help you save money and bank hassle-free while you’re south of the border.
RBC Bank™ offers a wide range of U.S.-based products and services to meet your needs.
U.S. Bank Account
U.S. Credit Card
Save on foreign exchange fees3, build your U.S. credit history and earn RBC Rewards® points.More about U.S.Credit Cards
Frequently Asked Questions
What are the benefits of opening a U.S.-based account?
For Canadians who live or travel frequently to the U.S., having a U.S.-based account lets you transfer money instantly1 between your Canadian and U.S. accounts, virtually eliminating the need for sending wire transfers from Canada to the U.S. You also save on foreign exchange fees when you shop online or make purchases at U.S. retailers.
Do I need a U.S. address to open a U.S.-based account from RBC Bank?
You can use your Canadian address to open a U.S.-based account from RBC Bank.
Who do I contact when I have a question?
The help and FAQ section will provide the answer to many of the questions you may have. You can also sign in to Online Banking and send us a secure message, or call us at 1-855-723-9414 and speak with one of our dedicated, bilingual advisors.
I already have a U.S. Visa card in Canada. Why would I need a U.S.-based credit card?
One of the benefits of having a U.S.–based credit card is to build up your U.S. credit history. Having a U.S. credit history will be helpful if you apply for a loan or mortgage in the U.S. Whether you choose the RBC Bank Visa Signature or the Visa Platinum credit card, both offer RBC Rewards® points along with valuable benefits and insurances which will provide peace of mind with every purchase you make.
Can I deposit U.S. cheques to an RBC Bank (U.S.) account?
Yes, you can deposit cheques from a U.S. financial institution to your RBC Bank (U.S.) account.
Why do I need to link my Canadian and U.S. accounts?
Linking your RBC Royal Bank (Canadian) accounts and RBC Bank (U.S.) accounts lets you “toggle” between your Canadian and U.S. online banking screens to help you transfer money instantly.
How do I link my RBC Bank and RBC Royal Bank online accounts for single sign-in?
Follow these simple steps to link your RBC Bank (U.S.) and RBC Royal Bank (Canadian) accounts. Once they’re linked, you can transfer funds1 instantly, for free, between your U.S. and Canadian RBC accounts.
- Sign in to RBC Bank Online Banking.
- Select the Customer Service tab.
- Click: My Profile and Preferences.
- Click: Link your RBC Royal Bank and RBC U.S. banking accounts.
How long will it take for an online cross-border transfer to appear in my account?
If you are making an online transfer between RBC Royal Bank and RBC Bank accounts, the deposit credit will appear immediately.
Need help finding the right U.S. product?
Get started by answering a few quick questions.
How much time do you plan on spending in the U.S. within the year?
Get Started Today
In the U.S.
Learn more about RBC Bank banking packages, download our factsheet today.