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Renewing
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Personal Banking > Mortgages > Managing Your Mortgage > Renewing
Renewing Your Mortgage
Is your mortgage up for renewal? Whether you're renewing for the first time or the last, it makes sense to look at your overall financial situation.
We can help you tailor a mortgage solution based on your financial needs. If you are renewing your mortgage, contact us 24 hours a day, 7 days a week at 1-800-769-2511 or visit your local branch.
| Mortgage Term | Special Offers(1) |
|---|---|
| 4 Year | 4.14%2 |
| 5 Year | 4.29%3 |
| 7 Year | 5.20%4 |
View All Rates 
|
|
Looking at the Big Picture
We'll review your financial situation with you and determine the important issues, such as, including what is the right mortgage term for you, how to pay down your mortgage sooner, and more.
The Right Mortgage Options For You
Renewal time is also a good opportunity to explore the variety of mortgage options available through RBC Royal Bank®. We offer flexible payment options such as Double-Up® which will enable you to pay down your mortgage sooner when you have excess cash flow. Plus, there are other solutions for added flexibility, including Skip-A-Payment®. Many of these options are conveniently available through Online Banking.
Renewing Before Your Maturity Date?
If you're within 120 days of the maturity date of your RBC mortgage, our Early Renewal option will allow you to lock in at current rates.
Take the Next Step Toward Renewing Your Mortgage
Talk to a Royal Direct® representative by phone, 24 hours a day, 7 days a week to renew your mortgage with RBC Royal Bank. They can help explain your options, offer advice, and lock in a competitive rate for your mortgage renewal.
Call 1-800-769-2511
Visit your local branch
1. Interest rate compounded half-yearly, not in advance. Interest rates are subject to change without notice at any time.
Applicable to residential mortgages only and subject to Royal Bank of Canada lending criteria for residential properties. Some conditions apply. Rates shown are Royal Bank of Canada's special discounted rates and are not its posted rates. To calculate a rate discount compare the rate noted above against the posted rate located at http://www.rbcroyalbank.com/products/mortgages/view_rates.html. Offer may be changed, withdrawn or extended at any time, without notice.
The annual percentage rate (APR) is based on a $100,000 mortgage for the applicable term assuming certain cost of borrowing charges (for example, appraisal fees). If there are no cost of borrowing charges, the APR and the interest rate will be the same.
2. APR 4.18%. Offer expires December 31, 2009.
3. APR 4.32%. Offer expires December 31, 2009.
4. APR 5.22%. Offer expires December 31, 2009.
Take Action
ToolsTransfer Your Mortgage to RBC
Is your current mortgage not with RBC Royal Bank? Make the switch today.
