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Accounts & Services

You are on: Banking

Banking Accounts at a Glance

 

You are on: RBC VIP Banking™

Unlimited debit transactions, a rebate on the annual fee for eligible Visa cards, overdraft protection, free RBC standard style cheques and much more.

You are on: RBC Signature No Limit Banking™

An all inclusive banking account designed for customers with more complex financial management needs, including unlimited transactions and much more.

You are on: RBC No Limit Banking™

Get the freedom of unlimited transactions for one low flat monthly fee with no month-end surprises.

You are on: RBC Day to Day Banking™

For those who make fewer than 15 transactions per month and are looking for great value and convenience combined with free RBC Online and Telephone Banking.

 

Get an Account Recommendation

New to Canada? Get started with the RBC Welcome to Canada package. Learn more.

 

Why Choose RBC

Every RBC Royal Bank account comes with the following features:

  • Convenient access to the largest network of branches and ATM's in Canada
  • FREE 24/7 access to accounts through our award winning online banking service
  • Customer service available in over 150 languages
 
 

Open an Account

Apply Online

Our safe & secure application is 5 simple steps and takes 10 minutes to complete.

Apply Online

 

Visit Your Local Branch

Use our branch and ATM locator to find a location closest to you.

Postal Code:


 

You are on: Savings

Top Up Your Savings

Maximize your savings, earn high interest(1) and get instant access to your money when you open an RBC High Interest eSavings account.

  • Free online transfer between your RBC accounts(2)
  • No monthly fee(3) and no minimum balance
  • Instant access to your money online
Today's Rate(22):

0.750%

 

Compare Savings Accounts

View All Savings Accounts

Use our comparison tool to get a quick overview of savings account rates and important features.
We offer several great savings accounts designed to suit your individual needs.

Need to send money overseas? Learn more about RBC International Remittance®

 

Why Choose RBC

Every RBC Royal Bank savings account comes with the following features:

  • Ability to set up automatic savings plans through RBC Online Banking
  • FREE 24/7 access to accounts through our award winning online banking service
 
 

Open an Account

Apply Online

Our safe & secure application is 5 simple steps and takes 10 minutes to complete.

Apply Online

 

You are on: Students

Student Accounts at a Glance

 

You are on: RBC Student Banking

A FREE student bank account including 25 debit transactions and a Visa card, all designed to save you money.

You are on: RBC No Limit Banking for Students

For one low monthly fee, you get unlimited debits, a Visa Classic II Student card with fees waived, free access to Online Banking and more.

You are on: RBC Leo's Young Savers Account

A great way for children and youth to get started in saving and everyday banking. Online Banking access is included.

 

Free RBC No Limit Banking for Students!

There's a Branch Near You

With our MultiProduct Rebate™, you don't pay a monthly fee when you hold an RBC Royal Bank investment and an RBC Rewards® or RBC Royal Bank Visa(*) Specialty Rewards cards, such as a Student Classic II card.

RBC has the largest network of branches and ATMs in Canada, chances are, there's a branch or ATM close to you!

Use our locator to find the closest locations to your home or school:

Postal Code:

Need to send money overseas? Learn more about RBC International Remittance®

 

Open an Account

Apply Online

Our safe & secure application is 5 simple steps and takes 10 minutes to complete.

Apply Online

 
Visa Classic II Student. Get the perfect credit card. Learn more

You are on: Managing Your Account

Free Online Banking Access

RBC Royal Bank Online Banking access is included free(4) with all of our accounts. Save yourself time and money by:

  • Pay bills and view account balance online
  • Transfer and receive funds
  • Apply for additional products & services
Learn More
 

See the Convenience for Yourself

We've provided access to everything you need to manage your account.

 

You are on: Pay Bills

Pay Over 6000 Canadian Billers

Online Banking gives you the flexibility to pay bills any time, without leaving home to do it. To pay a bill, first add that business to your Payee list. If you're already set up to pay bills via ATM, Telephone Banking or through your branch, you're ready to go.

Learn More Show me how

You are on: Check Balance

Check Your Account Balance Online

The Account Balances page within RBC Online Banking provides you with a complete summary of your RBC holdings. From the Self Service menu, you can also pay bills, transfer funds and download financial information to accounting software (e.g., Quicken, Money and Simply Accounting).

Show me how

You are on: Transfer Money

Interac Email Money Transfer

Discover how you can instantly send money to anyone with an email address and a Canadian bank account. In order to send money, you need access to RBC Online Banking, plus the email address of the recipient.

Learn More Show me how

You are on: View Statements

View Statements Online

Selected accounts give you the option of receiving Electronic Statements, rather than paper statements. It's a great way to reduce clutter and extra paperwork. Electronic Statements are stored in a PDF format within Online Banking for up to 7 years. You can also choose to receive cheque images, rather than actual paper cheques for selected accounts.

Learn More Show me how

You are on: Order Cheques

Order New Cheques

The next time you need cheques, you can order them online through RBC Online Banking. Choose from a wide range of designs and even view previous online cheque orders.

Learn More Show me how

You are on: Mobile Banking

Online Banking on your Mobile device

If you're on the run, now your bank can be right there with you. Need to check your account balance on the way to the grocery store? Want to pay some bills while waiting in the doctor's office? Now you can with RBC Mobile Banking.

Learn More
 

Need to send money overseas? Learn more about RBC International Remittance®

You are on: Customer Service

Important Phone Numbers

Within North America Overseas (Collect)
General Inquiries 1-800-769-2511 1-506-864-2275
Enrol in Online Banking 1-800-769-2555 1-506-864-1555
Enrol in Telephone Banking 1-800-769-2511 1-506-864-2275
TTY Line
(Hearing Imparied)
1-800-668-9874
Report a Lost or Stolen Client Card 1-800-769-2511 1-506-864-2275

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Frequently Asked Questions

 

How Do I...

You are on: Sign up for electronic statements

How do I sign up for electronic statements?

From the Online Banking Home page:

  1. Select "Sign up for eStatements"
  2. Select "Change" next to the accounts listed on the Statement Options page
  3. Follow the Change Statement Options prompts

You will receive a confirmation once your request is complete. You will see your first electronic statement at the end of your next statement cycle. If you do not receive your statement, or if you have any further questions regarding electronic statements, please send us a secure e-mail through the Online Banking Message Centre or call us at 1-800-769-2555 (TDD/TTY: 1-800-661-1275).

You are on: Order new cheques online

Order new cheques online

You can order new cheques online, choosing from many options and designs. You can even view previous online cheque orders.

You must activate your account before accessing online cheque orders.

To order your cheques:

  1. From the Online Banking home page, under Banking, select "Order new cheques"
  2. Select an account and choose "Continue"
  3. Select "Update Information" to change your address or choose "Continue"
  4. Follow the on-screen instructions to complete your order

To order cheques for your Royal Credit Line, please contact your branch RBC U.S. Mortgages (opens new window).

You are on: Request a duplicate account statement

Request a duplicate account statement

To request a copy of your current or previous chequing or savings account statement, send us a secure message by clicking 'Go to message centre' or 'You have messages' under Your Communications on the Home page or contact customer service at 1-800-769-2511.

Going forward, you may wish to enrol for electronic statements, or eStatements. You will be able to view all future account statements through RBC Online Banking. eStatements are an online version of the paper statements you currently receive in the mail. Electronic statements are available in PDF format (Adobe* Acrobat* required) and allow you to view, save or print them at your convenience. You can also view digital images of cheques you have written on your account at no charge.

When you select electronic statements, at least one of your previous statements will be immediately available in Online Banking. As you continue to receive your statements online we will store them for up to seven years.

You are on: Change statement options

How do I change my statement options?

From the Account Balances page:

  1. Select "Change Statement Options" from the Self Service menu
  2. Select "Change" next to the accounts listed on the Statement Options page
  3. Follow the Change Statement Options prompts

You will receive a confirmation once your request is complete. You will see your first Electronic Statement at the end of your next statement cycle. If you do not receive your statement, or if you have any further questions regarding electronic statements, please send us a secure e-mail through the Online Banking Message Centre or call us at 1-800-769-2555 (TDD/TTY: 1-800-661-1275).

You are on: Send a wire transfer to my RBC account

How do I send a wire transfer to my RBC account?

To initiate a wire transfer of funds to your RBC Royal Bank account you will need to provide the sending bank the following information:

  • Your branch's phone number
  • Your branch's fax number
  • Your branch's transit number
  • Account number of the account you want the funds deposited to
    • RBC Royal Bank's institution number: 003
    • RBC Royal Bank's Routing/ABA number (if funds coming from U. S.): 021000021
  • RBC Royal Bank's Swift number (if funds coming from another International location): Royccat2
  • Branch Address

You are on: Request a new Client Card

How do I replace my Client Card?

To replace your card immediately, visit any RBC Royal Bank branch. You will need two pieces of identification, including a picture ID.

You can also request a new Client Card by sending us a message through the Online Banking secure Message Centre. Your new Client Card should be mailed to you within 10 days. Keep your current Client Card until you receive your replacement card. Once you have used your new card, you can destroy the old one.

You are on: Use my Client Card outside Canada

How do I use my Client Card outside Canada?

There are a number of things you might want to keep in mind if you're planning to use your Client Card at bank machines outside Canada:

  • The card will work at any machine displaying the PLUS logo
  • There's a fee of $3 for each withdrawal in the United States
  • There's a fee of $5 for each withdrawal in Mexico and outside North America
  • There may be an extra fee for using the machine
  • Some machines will only accept a 4-digit PIN number
  • Some machines won't allow you to get at more than one of your accounts. Instead, they'll automatically default to your primary chequing account. So you should make sure the money you'll need while traveling is in this account

For more information, including the location of bank machines and bank branches using the PLUS system around the world, visit: www.rbcroyalbank.com/travel/gtc4.html

 

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Send Us an Email

For general inquiries or comments regarding our bank accounts and services, feel free to send us an email.

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