Business

Visa Business Platinum Avion^®

Discover a world of travel and more

The Visa Business Avion card is perfect for business travellers - or for any business owner or employee who would like to earn more from their purchases.

• Earn valuable RBC Rewards^® points for your business spending
• Simplify your expense management when you separate your business and personal spending with easy to understand monthly billing statements
• Save on annual fees for supplementary Avion cards within the business
• Redeem rewards points faster, when you combine points with your personal Avion card, or with supplementary business cards

	The Business Avion card can help you address short-term credit needs quickly and conveniently. Apply now and you’ll receive 15,000 RBC Rewards points!~
	Apply Now

Features and Benefits

• Earn 1 RBC Rewards point for every dollar you spend on the card**
• Redeem points on any airline with no blackout periods or rewards seat capacity restrictions^‡
• Air travel rewards start as low as 15,000 points
• Choice of other travel rewards, including packaged holidays, hotels, car rentals, VIA Rail, cruises and tours
• Ability to redeem points for merchandise, gift certificates/cards and RBC Financial Rewards^TM which you can use as incentives for employees, gifts for clients, or to simply reward yourself
• Combine RBC Rewards points from all your company's Business Avion cards into one account**, or between your business and personal Avion cards
• Savings and special offers with the VISA Savings for Business program offered by VISA Canada for the things you need to get ahead in business
• Earn additional RBC Rewards points with the Rewards Network Restaurant Program
• Option to transfer RBC Rewards points to Asia Miles or BA Miles
• Exchange RBC Rewards points for Esso Extra points
• 24-hour worldwide cash access - up to $1,000 per day^††
• Travel with the security of Travel Services, including legal and out-of-province medical assistance. And before you travel, take advantage of pre-trip assistance, providing you with up-to-date information about visa and immunization requirements, climate, currency exchange and more
• Streamline expense management and analyze your business spending quickly with easy to understand monthly billing statements.
• Take advantage of the exceptional savings and special offers with the VISA Savings for Business program offered by VISA Canada, for the things you need to get ahead in business.
• Receive 15,000 bonus points upon enrolment^~, and an additional 2,500 bonus points each year at your annual renewal, applied to your Visa account^&
• Chip technology to safeguard your card from fraudulent use and Zero Cardholder Liability^± eliminates your liability for fraudulent Visa card transactions.

Optional Benefits

• Optional RBC Royal Bank CardAssist Plus^~ Card Registration service for all your Credit Cards and important documents
• Optional Out of Country Medical Insurance

Built-in security and protection

As an RBC Royal Bank Visa Business Avion cardholder, you'll receive the following built-in security and protection:

• Chip technology - Safeguards your card from fraudulent use
• Zero Cardholder Liability^± - Eliminates your liability for fraudulent Visa card transactions
• Travel Accident Insurance⁴ – up to $500,000 per eligible cardholder per trip
• Auto Rental Collision/Loss Damage Insurance¹ – save up to $22 a day
• Emergency Purchases Insurance³ – up to $500 per eligible cardholder or up to $2,500 per covered person to purchase necessities should your ticketed luggage be lost.
• Flight Delay Insurance² – covers the cost of personal necessities if no alternate transportation is offered by the airline within four hours of scheduled departure.
• Hotel/Motel Burglary Insurance³ – up to $2,500 for personal property lost or damaged due to visible forced entry of your hotel/motel room.
• Purchase Security³ protects eligible business purchases charged to your Visa Business card against theft, loss or damage for 90 days from the day you buy them.
• Extended Warranty³ doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of 5 years. This valuable coverage protects all eligible business items that are purchased on your Visa Business card.
• Liability Waiver Insurance⁵ protects your business against unauthorized charges by employees.
• 24-hour lost or stolen card service is available anywhere in the world. Just call us toll-free (in North America) or collect. We will cancel your lost or stolen card immediately and forward you a new card.
• 24-hour worldwide fraud detection allows you to travel with greater peace of mind.

Fee Information

To find out more information: Interested in Applying? Start with our RBC Financing Options Application and fax it to 1 888 348-3146 Prefer to discuss your options with an RBC Account Manager? Contact your nearest Business Banking Centre Prefer to talk with us? Call us at 1 800 769-2520

RBC Rewards - Avion - Frequently Asked Questions

RBC Rewards - Avion - Terms & Conditions

^~ In order to receive the 15,000 bonus RBC Rewards points offer, your application must be received and approved by us within offer eligibility dates of May 1 to December 31, 2008. Existing RBC Royal Bank Visa Business Avion cardholders as of the offer eligibility date are not eligible for this offer. Upon enrollment, 15,000 bonus points will appear on your first Visa statement. The additional 2,500 renewal points will be awarded on your Visa statement after your first annual renewal fee has been processed. This offer may not be used or combined in conjunction with any other offer.

** RBC Rewards points are earned on purchases; points are not earned on cash advances, interest charges, fees or credits. This offer may not be used or combined in conjunction with any other offer.
*** For more information, see the Business Avion Terms and Conditions for RBC Rewards.
^‡ Subject to availability. Some other conditions and limits apply. For details, visit www.rbcroyalbank.com/rbcrewards, or see the Redemption Brochure in your Welcome Kit. Please read it carefully.
^& Supplementary cards do not receive enrollment or renewal bonus offers and are not eligible for special offers.
^†† Up to your available credit in Canadian funds. Subject to daily limits.
⁺ The minimum monthly payment is whichever is greater of $10 or 3% of the outstanding monthly balance, or the entire balance if the balance is under $10.

¹ Coverage underwritten by RBC General Insurance Company.
² Coverage underwritten by RBC Travel Insurance Company.
³ Coverage underwritten by RBC General Insurance Company in the Province of Quebec and by RBC Travel Insurance Company in the rest of Canada.
⁴ Coverage underwritten by Desjardins Financial Security Life Assurance Company.
⁵ Coverage underwritten by Royal & Sun Alliance Insurance Company of Canada.

All Insurance is subject to limitations and exclusions. Please refer to your insurance certificates in your Welcome Kit for complete details.

^® Registered trademarks of Royal Bank of Canada.
^TM Trademarks of Royal Bank of Canada. ^® RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
* Registered trademark of Visa International Service Association. Used under license.
^˜ Trademark of Carlson Marketing Canada Limited
The CardAssist plus services are provided by Carlson Marketing Group Canada Ltd.; they, not RBC Royal Bank, are responsible for the program.