RBC Signature No Limit Banking

You are on: Features & Benefits

Features of this account

• Unlimited banking transactions
• 3 withdrawals from other bank ATMs refunded per month⁽³⁾
• $35 rebate for the primary owner of the RBC Signature No Limit Banking account on the annual fee on any eligible RBC credit card
• Overdraft protection⁽⁵⁾ and free RBC Royal Bank personalized style cheques
• Up to 2 free Interac Email Money Transfers per monthly cycle⁽⁶⁾
• Waived fees or discounts on other RBC services

Save even more

• Save up to $492.60 each year with the features included with this account⁽³²⁾
• You may also qualify for the MultiProduct Rebate on your monthly banking fee if you have other eligible products with RBC
• Earn double or triple Rewards points⁽²⁵⁾ when you book your travel on your RBC Rewards credit card through Carlson Wagonlit Travel
• With our Seniors Rebate, the monthly fee is $9.95 for eligible clients age 60 and over⁽¹⁾

Accessing your accounts

• Free access to RBC Online Banking and Telephone Banking
• Convenient access to Canada's largest network of branches and ATMs
• Customer service available in over 150 languages

Protect yourself

• Identity theft protection including Card monitoring, Restoration Assistance, Reference Tools and more
• 100% reimbursement for unauthorized transactions in RBC Online Banking with our RBC Security Guarantee

Is it right for you?

• You have a high number of transactions and occasionally use other bank ATMs
• You have a credit card with an annual fee
• You could use other services like overdraft protection, personal cheques, and transfers or bill payments online

You are on: Additional Services

Premium credit cards

Fee Information

Fee Information
RBC Royal Bank Premium credit card(15)	Choice of one of the following cards with a $35 rebate on the annual fee for the primary owner of the RBC Signature No Limit Banking account: Infinite Avion, Visa Gold Preferred, Visa Platinum Preferred, U.S. Dollar Visa Gold, Visa Platinum Avion, British Airways Visa Platinum, Cathay Pacific Visa Platinum, MikeWeir Visa, Classic II Visa

Recordkeeping Options

Fee Information

Fee Information
eStatement including cheque images viewed online (Images less than 90 days)	Free
Monthly Paper Statement (consolidated/combined(20))	Free
Cheque Images returned with paper statement	Free
Bankbook	Not available

Other Services Provided

Fee Information

Fee Information
Travel Offers	Included
Identity Theft Protection	Included
Access to Online and Telephone Banking(4)	Free
American Express(†) Travellers Cheques	Commission-free single and dual signature
Safe Deposit Box/Safekeeping(7)	Annual discount — Maximum $12.00
Money orders and drafts(6)	Up to 12 commission-free per calendar year

You are on: Online Banking

Free Access to Online Banking⁽⁴⁾

If you're looking for the most convenient and comprehensive way to manage your day-to-day banking needs, look no further than RBC Royal Bank Online Banking. From financial calculators to a variety of convenient services including bill payments and fund transfers — you'll wonder how you ever lived without it. Even more, you'll enjoy free access with your banking account!

• Transfer funds between accounts
• Pay bills; even postdate payments if you choose
• Make payments to personal loans, mortgages, Visa accounts, etc.
• Obtain account balances and updates
• Track previous transactions
• Contribute to your RBC Royal Bank RRSP
• Check current interest and foreign exchange rates
• Apply for other RBC Royal Bank products

RBC Online Banking Security Guarantee

We understand how important information security and privacy are to you. To provide you with greater peace of mind, we have developed the RBC Online Banking Security Guarantee. If an unauthorized transaction is conducted through your RBC Online Banking service, you will be reimbursed 100% for any resulting losses to those accounts.⁽⁺⁾

You are on: Fees

Operating Account

(Account on which the monthly fee is applied)

Fee Information

Fee Information
Monthly fee	$13.95
Monthly fee after MultiProduct Rebate	$9.95 when you hold each of the following eligible RBC® products: An RBC Royal Bank investment (Registered or Non-Registered) and An RBC Rewards® or RBC Royal Bank Specialty Rewards credit card and An RBC mortgage or RBC Homeline Plan™
Monthly fee after Seniors Rebate(1)	$9.95
Free debits per monthly cycle	Unlimited
Interac and PLUS(‡) System ATM network access fees(3)	Three Interac withdrawals at other ATMs refunded, thereafter: Interac: $1.50 PLUS System: $3.00 (within Canada and U.S.A) PLUS System: $5.00 (outside Canada and U.S.A)
Free personalized cheques	RBC Royal Bank standard style, singles only
Overdraft protection(5,15)	Waived fee. Interest applies, if used.
Interac Email Money Transfers(6)	Up to 2 free per monthly cycle
Free Cross-Border Debit(6,13,14) per monthly cycle	2
Cross-Border Debit(13,14)	$1.00

Credit Card Rebate

Fee Information

Fee Information
Rebate on RBC Rewards or RBC Royal Bank Specialty Rewards credit cards(15)	$35.00 rebate on any one of the following eligible credit cards: Visa Infinite Avion, Visa Platinum Avion, British Airways Visa Platinum, Cathay Pacific Visa Platinum Card, Visa Gold Preferred, Visa Platinum Preferred, U.S. Dollar Visa Gold, Visa Classic II, and RBC Mike Weir Visa Card