RBC Access USA® is available in two comprehensive, convenient, hassle-free packages, each with its own advantages. Simply review the chart found below and choose the one that is right for you based on your unique needs.
Service
RBC Access USA Preferred Service
RBC Access USA Service
Monthly fee waived with a $5,000(U.S.) minimum monthly checking balance, minimum $10,000 total deposit balance, or $20,000 combined balance of deposits and credit lines OR just $29.95(U.S.) per month6.
Monthly fee waived with a $700 (U.S.) minimum monthly balance OR just $3.95 (U.S.) per month7.
No-charge small Safe Deposit Box at a local RBC Centura location9
Standard rates / fees apply
Foreign Exchange
Preferred rate on instant money transfers and for purchase or sale of U.S. funds in Canada10
Standard rates / fees apply
Instant online money transfers
Unlimited - between RBC Royal Bank® and RBC Centura
Unlimited - between RBC Royal Bank and RBC Centura
ATM Access
No charge at RBC Centura/Publix ATMs or other ATMs, plus fees charged by other banks are rebated (up to 4 per month)
No charge at RBC Centura/Publix ATMs. Up to two $2.00 ATM rebates/month
RBC Royal Bank U.S. Dollar VISA* Gold
Fee waived annually for applicant and additional user
Earns RBC Rewards® points
Transactions in U.S. funds to avoid daily currency fluctuations11
Extensive insurance coverage
Not included
Optional Travel Insurance
Preferred rates
Competitively priced
To find out more about RBC Access USA package, ask a personal banker at any RBC Royal Bank branch or call 1-800-ROYAL® 5-3(1-800-769-2553).
* Registered trademark of Visa International Services Association. Used under license.
** Preferred Checking includes Deluxe ID TheftBlock Basic service for clients who are U.S. Residents. Visit www.rbccentura.com/idtheft for details.
6 If the account balance does not meet minimum balance requirements at any time during the month, the full $29.95(U.S.) fee will apply.
7 If the account balance drops below $700(U.S.) at any time during the month, the full $3.95(U.S.) fee will apply. No minimum balance for the first three consecutive months after account opening.
8 RBC Centura Bank is a member of the Federal Deposit Insurance Corporation. The Canadian Deposit Insurance Corporation or any other Canadian federal or provincial deposit insurer does not insure RBC Centura Bank deposit accounts.
9 Subject to availability.
10 Preferred foreign exchange rates are defined as rates that are improved over our standard foreign exchange rates. Clients will automatically receive the preferred foreign exchange rate when transferring money between RBC Royal Bank Canadian accounts and RBC Centura U.S. accounts via Online Banking and Telephone Banking (1-800-ROYAL® 5-3). Clients will also receive this rate when purchasing or selling US cash, travellers cheques, drafts or money orders in RBC Royal Bank branches in Canada when they present their RBC Access USA Premier Service card. The preferred foreign exchange rate is not available at RBC Centura branches in the U.S.A. but clients can call 1-800-ROYAL® 5-3 while in the U.S.A. and have money transferred to their RBC Centura U.S. account at the preferred foreign exchange rate.
11 Transactions for US Dollar Visa Gold are in U.S. Funds.
