RBC Energy Saver™ Loan

Make a qualifying environmentally-friendly purchase and receive a 1% discount or a $100 home energy audit rebate on a fixed rate instalment loan over $5,000.¹

If you've recently purchased—or are planning to purchase—an energy efficient product or service for your home, you could qualify for the RBC Energy Saver Loan.

This innovative and "green" financing solution can help you create a more energy efficient home faster while saving on your borrowing costs.

Features of the RBC Energy Saver Loan

• Receive 1% off the interest rate for your fixed rate instalment loan over $5,000

OR

• Receive a $100 rebate on a home energy audit on a fixed rate instalment loan over $5,000

Eligible Products and Services

• Environmentally-friendly products and services recommended as a result of a home energy audit
• Products and services that qualify for a government grant as outlined by the Office of Energy Efficiency
• ENERGY STAR qualified products, which could save you hundreds of dollars in energy costs over time
• Hybrid cars

How to Arrange a Home Energy Audit

A home energy audit is a report generated by a licensed professional who is specially trained to examine your home’s major heating and cooling systems. They will make recommendations to help you improve your home’s energy efficiency and lower your energy costs. You can then decide what you want to do and how much you want to spend.

Simply follow these steps to arrange for your home energy audit.

1. Choose a licensed home auditor through the Natural Resources Canada website at www.oee.nrcan.gc.ca. Obtain quotes from a few auditors and choose one that you feel offers the best overall value.

Note: To qualify for the $100 rebate, your audit must be completed sometime within the 90 days prior to being approved for your loan or within 90 days after receiving your loan.

2. Once your audit is complete, obtain a receipt or invoice from the auditor for a refund from RBC.

Receiving Your RBC Energy Audit Rebate

1. Submit your audit receipt or invoice to your branch within 120 days of receiving your RBC Energy Saver Loan.
2. Your home energy audit rebate will be credited to your RBC account. The amount will be the actual invoiced amount of the home energy audit, up to a maximum amount of $100.

Other Ways to Turn Energy Saving Efforts into Cash

To receive additional government rebates and incentives that you may be entitled to, be sure to follow these steps:

• Complete some or all of the suggested renovations and improvements within 18 months and have your auditor return to verify the work. Your auditor will submit an application on your behalf to both the federal and provincial governments.
• Ask your municipal government if similar incentives and rebates are available in your community.

Additional Information

• Government incentives and rebates:
  http://www.oee.nrcan.gc.ca/corporate/
  incentives.cfm
• ENERGY STAR information:
  http://oee.nrcan.gc.ca/energystar/english/
  consumers/index.cfm
• Energy efficient home tips and information:
  http://www.oee.nrcan.gc.ca/residential/personal

	Take the Next Step
	Learn more about home energy audits or contact us today to apply for the RBC Energy Saver Loan.
	Visit http://www.rbc.com /energysaver Call 1-866-719-2880 Visit your local RBC branch

¹ Subject to Royal Bank of Canada standard lending criteria. Must be a fixed rate installment loan of at least $5,000. Audit can be done 90 days before loan advance date or 90 days after loan advance date and can be submitted 120 days after loan advance date. Offer begins February 15, 2009 and is available until further notice. Amount of rebate will be the actual invoiced amount of the home energy audit, up to a maximum of $100. Offer may be withdrawn at any time. Cannot be combined with any other offer.

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