It's a great time to talk to a mortgage specialist. They have the knowledge you need to help you make the right decisions, including advice on mortgage options you may want to consider when buying and selling.

You Have Options!

From choosing the right mortgage to paying for the expenses associated with your home purchase, we can offer you some real options.

Concerned about breaking your mortgage contract or losing your low interest rate when you sell your home?

With RBC Royal Bank's mortgage portability option, you can transfer the interest rate and the existing terms and conditions of your current mortgage to your new home without any prepayment charges. What's more, if you require additional funds for your new home, you can use our Mortgage Add-On option to cover the difference.

Making Your Sale Easier

To boost the appeal of your home, you can have your prospective buyer take over your mortgage. This assumable mortgage option works in your favour when selling your home and if your mortgage's interest rate is lower than what is currently being offered.

If someone assumes your mortgage, they're able to take advantage of the many mortgage options that are available through RBC Royal Bank. It's just another benefit you may want to discuss with prospective buyers.

Enjoy Peace of Mind. And Save

Want to enjoy more peace of mind with your mortgage? Wish to pay off your mortgage sooner? We offer a variety of features to help you achieve all of your goals.

Frequently Asked Questions

• What can a mortgage specialist do for you?
• How can you pay off your mortgage sooner?
• What should your amortization period be?