The safe way to protect yourself against an early end to vacation or business travel.

When you travel, you should carry some local currency for tipping, taxis and small purchases. Consider having the bulk of your funds in the form of American Express Travellers Cheques. It's a safer alternative to carrying a lot of cash. American Express is the #1 issuer of travellers cheques all over the globe, because they are:

•		Available in a wide variety of international currencies and denominations .
•		Usable on multiple trips - Because they have no expiry date, if you don't use them on this trip, you can take them along next time!
•		For more information on using your Cheques, including encashment locations, please visit americanexpress.com/useTC . This website has a copy of the "Guide to Using Travellers Cheques" that provides helpful tips for using your travellers cheques.

How to Use Your Travellers Cheques

•		Immediately sign each cheque in the top left corner to help protect yourself in case of loss or theft.
•		Keep separate. Keep your cheques' serial numbers with you when you travel, but keep them separate from your cheques.
•		Safeguard your travellers cheques as you would a like amount of cash.
•		Countersign. When you are ready to use your cheques, countersign each cheque in front of the teller or cashier.

Where to Use Your Travellers Cheques

You can either:

•		Exchange your travellers cheques for local currency in your destination, or
•		Use your travellers cheques to pay directly for goods and services at accepting retailers, restaurants, and hotels.

Exchanging Your Travellers Cheques for Local Currency

There are thousands of banks and foreign exchange locations in countries around the world where you can exchange your travellers cheques for local currency.

•		Photo identification may be required.
•		We strongly recommend you retain and carry your original purchase receipt with you when you travel.
•		Commission charges may apply and can vary by country or exchange partner.
•		Exchange limits may apply due to local regulations and exchange policies.

Using Your Travellers Cheques to Pay for Goods and Services

You can use your travellers cheques like cash to pay directly for products and services at accepting retailers, restaurants, and hotels.

•		Photo identification may be required.
•		We cannot guarantee that all places accept travellers cheques as a form of payment.

For Refunds and Customer Service

We're here to help 24 hours a day, wherever you travel. Call us immediately for assistance with any of the following:

•		You encounter an issue while trying to use your cheques.
•		A service provider is unfamiliar with how to accept your cheques.
•		To obtain a refund for lost or stolen cheques WHEN IN: CALL: USA 1 800 221 7282 Spain 900 810 029 Italy 800 914 912 France 0800 832 820 Canada 1 866 296 5198 For other locations not listed, visit americanexpress.com/useTC .

Traveller's Tip

There have been changes in the way travellers cheques are used in some markets such as the UK and mainland Europe. You should plan to exchange your travellers cheques into local currency at one of the numerous banks and postal outlets, rather than use as a form of payment directly at merchants.

Record the serial numbers of your cheques as you use them, and keep this list separate from the numbers of your unused cheques. This makes replacement easier if they are lost or stolen.

^®1 Used by Amex Canada Inc., under license from American Express.
¹ American Express Travellers Cheques are offered commission free to the following RBC Royal Bank credit cardholders: Visa Infinite Avion^®, Visa Platinum Avion^®, Visa Gold Preferred, Visa Platinum Preferred, U.S. Dollar Visa Gold and RBC Rewards^® Visa Gold cardholders.
^® Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.