This section provides information on a variety of additional services available to you as an RBC Royal Bank® account holder.
Service
|
Fee
|
| Account inquiries: |
|
| Balance Inquiries, Bankbook updates, Online Banking account history |
Free |
| Interim statements ordered at branch |
$2.50 each |
| Statement updates at RBC® ATM |
Full: $1.50 each
Mini: $0.75 each |
| Certificate of account balance/loan interest paid |
RBC Royal Bank form
#1660:
$5.00
Personalized typed letter:
$15.00
|
| Provision or acceptance of Bank of Canada notes and coins |
Free |
| Overdraft protection5,15 |
$3.00 a month or overdraft interest, whichever is higher (Monthly fee included in RBC VIP Banking™ and RBC Signature No Limit Banking™ accounts) |
| Overdraft item handling |
$5.00 each plus debit fee and overdraft interest |
| Non-sufficient funds (NSF) |
$40.00 each |
| Cheque certification |
$10.00 if presented by issuer
$15.00 if presented by
non-issuer who is an
RBC Royal Bank client
$25.00 if presented by
non-issuer who is not an
RBC Royal Bank client |
Automated/recurring
funds transfers
between RBC accounts
(Canadian dollar only): |
Fee waived for RBC VIP Banking and RBC Signature No Limit Banking accounts |
Mail confirmation
if required |
$3.00 each |
| Interac‡ Email Money Transfer |
$1.50 each
(up to two free per month for RBC VIP Banking and RBC Signature No Limit Banking accounts) |
| Money orders and bank drafts – all currencies |
$6.50 each
(up to 12 free per month for RBC VIP Banking and RBC Signature No Limit Banking accounts) |
Access to RBC Royal Bank
Online Banking and
Telephone Banking4 |
Free |
| Stop-payment |
$10.00 each |
Over-the-counter
cheques |
$1.50 per sheet
of three cheques.
Fee waived if regular
cheque order placed
at that time. |
| Cheques written in currency other than that of the account |
$15.00 in currency of account |
Account closings
upon request: |
Fee |
Within 15 days of
opening account |
Free |
Within 16-90 days
of opening account |
$15.00 if balance is not
transferred to other
RBC Royal Bank account
$15.00 U.S. if U.S. account |
| After 90 days |
Free |
Account transfer
to another financial
institution |
$20.00 |
Inactive account fee10
Note: fee waived if notice is acknowledged within 30 days of mailing date or if account is reactivated within specified time period. |
$20.00 per year after two years of inactivity, up to eight years of inactivity. A notice will be sent after years two and five. Waived for RBC Leo’s Young Savers Account™. |
| Dormant fee10: |
|
| Nine years |
$40.00 |
| Items Returned unpaid |
$7.00 |
| Collections |
0.30% of the value of the item (minimum $30.00, maximum $150.00) |
| Safe deposit boxes: |
|
Rentals
One lost key
Two lost keys |
Starting at $40.00
annually plus tax
(annual discount included with RBC VIP Banking and RBC Signature No Limit accounts)
$25.00 plus tax
$100.00 plus tax, including
lock and key replacement
costs and locksmith fees |
View transaction images
less than 90 days old: |
Fee |
Online Banking
Printed copies |
$1.50 per view
$5.00 per copy
|
Search for records,
vouchers, names, accounts: |
Fee |
Less than 90 days old
Greater than 90 days old
Multiple items |
$5.00 per item
$10.00 per item
$40.00 per hour;
$20.00 minimum |
| Copy of a personal account history statement |
Less than 90 days old
Greater than 90 days old |
$5.00 per item
$10.00 per item |
American Expresse†
travellers cheques: |
Fee |
| Purchases |
1% of total purchase11;
2% of total purchase
of U.S. dollar cheques
for two11
(Commission-free with RBC VIP Banking and RBC Signature No Limit Banking accounts) |
| Encashment |
Encashment commission
waived for AMEX†,
$3.00 each for all others |
Non-client service
|
Fee
|
| In-branch paper bill payment |
$3.00 fee applies to each bill payment, including Visa* card payments. Fee is waived for RBC Royal Bank Visa card bill payment. |
| Negotiating cheques |
$5.00 fee applies to any negotiated cheque. Fee is waived on all Federal Government of Canada cheques. Fee is also waived on all Provincial and Municipal government cheques up to $1,500. |
| Money orders and bank drafts - all currencies |
$15.00 each |
Outgoing wire payments
|
Fee16,17
|
Outgoing payment within
Canada or to other
countries (most currencies) |
Starting at $15.00 plus a
$5.00-$10.00 communication fee
(ask us for further details) |
If an International Bank
Account Number (IBAN) is
not provided for a wire
payment going to countries
in the European Union |
Add $25.00 |
Outgoing wire payments, Inquiries and Tracing
|
Fee18
|
| Not delivered as instructed |
Free |
| Delivered as instructed |
Starting at $25.00 plus GST19
(ask us for further details) |
Cancellation or amendment
of outgoing wire payments |
Starting at $25.00 plus GST19
(ask us for further details) |
Incoming wire payments
|
Fee
|
Incoming wire payment
from an RBC Royal Bank
unit located in Canada |
Free |
Incoming wire payment
from another financial
institution located
anywhere worldwide: |
Fee |
$50.00 Cdn/U.S. and under
Over $50.00 Cdn/U.S. |
Free
$15.00 Cdn or $15.00 U.S.
depending on the
currency of the
incoming wire payment
Note: this fee is deducted from the
principal of the wire payment prior
to being credited to your account
|
Credit advice of incoming
wire payments and debit
advice/receipt of outgoing
wire payments: |
Fee |
Advice by telephone/fax
Advice by mail |
$5.00
$3.00 |
