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Bank Accounts and Packages

Banking Accounts

 

U.S. Personal ™

Save in U.S. dollars while enjoying chequing privileges.

If you're a frequent traveller to the U.S., the U.S. Personal account enables you to purchase U.S. dollars when exchange rates are favourable and make withdrawals at RBC Royal Bank® branches in Canada before departing for the U.S.

At a Glance
Monthly Fee $2.00 U.S.
Free monthly debits 6

A U.S. dollar account with chequing privileges, allows you to save in U.S. dollars when exchange rates are favourable.

To open a U.S. dollar account please talk to a specialist at your RBC Royal Bank branch, or call 1 800 769 2511 to book an appointment.

What you need to know:

When you meet with personal banker, you will be asked for:

  1. Two Pieces of Identification.
  2. Purpose of account.
  3. Anticipated activity.
  4. Source of Funds for initial deposit / transaction through the account.
  5. Occupation.
  6. Date of Birth.
  7. Whether the account is for your use or whether it will be used by or on behalf of a third party and, if it will be used by a third party, particular information about that third party.

Features and Fees

Monthly fee $2.00 U.S.
Free debits per monthly cycle2 6
Debits exceeding monthly limit $0.75 U.S.
Assisted Transactions
Cheques / In-branch /transfers/withdrawals
$ 0.75 U.S. each
Electronic/Self-serve Transactions
RBC ATM transfers/bill payments / Online & Telephone Banking transfers / Payments / Pre-Authorized payments
$ 0.75 U.S. each

(ATM and Interac Direct Payment purchases not available)
Recordkeeping Options
eStatement including cheque images viewed online (Images less than 90 days) Free
Monthly Paper Statement
(consolidated/combined20)
Free
Cheque Images returned with paper statement $2.00 U.S.
Bankbook $2.00 U.S.
Other Services
Access to Online and Telephone Banking4 Free
Compare

Planning an extended stay in the U.S.?

RBC Centura is RBC Financial Group's U.S-based bank-a real convenience to Canadians who live, work, study or frequently travel in the U.S. RBC Centura account holders can take care of their daily financial transactions, such as paying bills and making deposits, all in U.S. dollars. For more information on RBC Centura, visit our U.S. Banking for Canadians Web site.

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U.S. Personal

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Learn More
  Understanding Pre-Authorized Debit
  Hold Policy - Client Reference Guide
  New Standards for Canadian Cheques
  Canada Deposit Insurance Corporation
  CustomSwitch

 
06/27/2008 13:14:45