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Credit Cards
You are on: Choosing Your Card
Browse by Card Category
Select the type of card you are interested in.
From RBC Rewards® to everyday convenience, RBC Royal Bank offers a range of personal credit cards to meet your needs.
Credit Card Selector
Use our credit card selector to help find the right card for you.
Why Choose RBC
Every RBC Royal Bank credit card comes with the following features:
- Acceptance at over 22 million locations worldwide
- Zero Cardholder Liability to protect you if your card is lost or stolen
- Automatic Purchase Security and Extended Warranty Insurance
Business credit cards
Looking for a credit card for your business? We have a card that's right for every member of your organization.
You are on: Managing Your Card
Manage your credit card online
We've provided convenient access to everything you need to manage your RBC Royal Bank credit card(1). With RBC Royal Bank Online Banking, you can:
- Pay your credit card and other bills, transfer and receive funds, and check your account balances — all online!
- Review your statements as soon as they're ready, instead of waiting for them to be delivered by mail.
- Archive your statements for up to seven years — and save or print them whenever you like.
1) At this time RBC MasterCard accounts cannot be accessed through RBC Online Banking and eStatements are not available for RBC MasterCard cards.
Learn More
RBC Rewards
With an RBC credit card with RBC Rewards, you earn RBC Rewards points. Points you can redeem for an outstanding variety of rewards — from travel and merchandise to gift certificates/cards and more.
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You are on: Redeem Points Redeem your RBC Rewards points for the rewards of your choice — travel, merchandise, gift certificates, registered investments, or donations to charity. It's quick, easy and convenient.
You are on: Redeem for Flights RBC Avion Cards give you the flexibility you deserve When you use an RBC Avion card for everyday purchases, you earn RBC Rewards points that let you fly where you want, when you want, on any airline. Whether it's a family trip to France, an all-inclusive stay in the Caribbean, or a romantic escape to Hawaii, with RBC Rewards making your travel dreams a reality is simple and easy. You can also redeem for travel rewards such as hotel stays, cruises, tours and package holidays and car rentals. To redeem for flights or travel rewards, simply call the RBC Rewards Travel Redemption Centre at 1-877-636-2870, Monday to Friday 8 a.m. to 9 p.m. EST, or Saturday 9 a.m. to 5 p.m. EST. You are on: Browse the Catalog Reward yourself, you choose From travel and merchandise to gift certificates/cards and investments, the RBC Rewards program is always working to offer you more. More choice. More flexibility. More of what you want, including:
You can even turn your RBC Rewards points into investments by redeeming for RBC Financial Rewards™. Or donate your points to a worthy cause. From a digital camera to a day of golf, the choice is yours with RBC Rewards. You are on: Check Balance See just how easy it is to reward yourself There are three ways to find out how many points you have:
Note: Only Primary and Co-applicant cardholders have the authority to Sign-in to view their points. You are on: Sign-up for Email Offers RBC Rewards Online News Sign up for RBC Rewards Online News and you will receive more frequent updates about the RBC Rewards program — including news, contests, bonus point offers, specials and tips on how to get the most out of your RBC Rewards points. You are on: Learn about RBC Rewards Watch your points add up To earn RBC Rewards points, all you have to do is use your RBC Royal Bank credit card with RBC Rewards to make purchases every chance you get. It's that easy! Simply check that your card is eligible for the RBC Rewards program and how many points you earn for every dollar you spend. |
FAQ's
Optional Services
Confidence and security when your shop online.
Verified by Visa and MasterCard SecureCode – provide added security when you shop online with your RBC Royal Bank credit card.
You are on: Customer Service
Frequently Asked Questions
How Do I...
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You are on: Request a credit card limit increase Request a credit card limit increase You can request credit limit increase to your RBC credit card:
Information required to process your request
When we receive your information a Credit Specialist will review your request, do a complete credit verification, and mail the response to your statement address. You are on: Report a lost or stolen Visa Report my credit card lost or stolen Call our 24-hour toll-free number 1-800-361-0152 or Outside North America: 514-392-9167 (collect) immediately if your RBC Royal Bank credit card is lost or stolen. Once you have informed us of the loss, we will be able to block the card from future use and issue a new card to you. You are on: Pay my Visa card Pay my RBC credit card We offer many options to pay your RBC credit card: Online Banking, Telephone Banking, ATM or at your local Branch. You can make a payment to your RBC Royal Bank Canadian dollar Visa by using Online Banking, by telephone at 1-800-769-2511, at an RBC automated bank machine or by visiting your local RBC Royal bank branch. You are on: Request a duplicate statement Request a Duplicate Statement To request a duplicate copy of your current or previous statement, sign into Online Banking and send us a secure message by clicking 'Go to message centre' or 'You have messages' under Your Communications on the Home page or contact customer service at 1-800-769-2512. Copies of previous statements cost $5 per statement and can only be mailed to the address on file for the credit card account. Going forward, you may wish to enrol for electronic statements, or eStatements. You will be able to view all future Visa account statements through RBC Online Banking - and we'll store them for you for seven years. eStatements are a faster and more environmentally friendly alternative to receiving traditional paper account statements in the mail. By choosing to receive Electronic Statements, you will no longer receive monthly paper account statements via regular mail. You are on: See Rewards point balance See my RBC Reward point balance and redeem my points As an RBC Rewards cardholder, you can automatically redeem your RBC Reward points while banking online. Simply:
If you prefer to order by telephone, you can call us at 1-800-769-2512. For Travel Rewards (flights, hotel stays, car rentals, travel packages, VIA Rail and cruises), call 1-877-636-2870. |
Important Phone Numbers
| Service | Phone Number |
|---|---|
| General Inquiries | Within North America: 1-800-769-2512 Outside North America: 416-974-7780 (collect) |
| Lost or Stolen Cards | Within North America: 1-800-361-0152 Outside North America: 514-392-9167 (collect) |
| Verified by Visa or MasterCard SecureCode® | 1-800-769-2512 |
| TTY (Telecommunications Device for the Hearing Imparied) | 1-800-769-2518 |
| BalanceProtector® insurance — Assurant Solutions | 1-888-896-2766 |
| InfoProtector — Card Registry | 1-877-773-7774 |
Send Us an Email
For general inquiries or questions regarding RBC credit card products, feel free to send us an email.
