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Rates for 09 January 2009
Royal Bank GICs home page
Features:
Not redeemable prior to maturity
Flexible interest payment dates
Equal monthly payments option
Annual compound interest option
Transferable or non-transferable investment
Interest Paid at Maturity
| | For investments of | | $5,000
to
$99,999.99 | $100,000
to
$249,999.99 | $250,000
to
$999,999.99 | $1,000,000
to
$4,999,999.99+ | | Term to Maturity | [%] | [%] | [%] | [%] |
| 1 to 29 days | n/a#
| 0.500 | 0.500 | 0.500 |
| 30 to 59 days | 0.850 | 0.850 | 0.850 | 0.850 |
| 60 to 89 days | 0.850 | 0.850 | 0.850 | 0.850 |
| 90 to 179 days | 0.850 | 0.850 | 0.850 | 0.850 |
| 180 to 269 days | 0.850 | 0.850 | 0.850 | 0.850 |
| 270 to 364 days | 0.850 | 0.850 | 0.850 | 0.850 |
Interest Paid Semi-Annually, Annually
or Compounded Annually and Paid at Maturity
| | For investments of | | $1,000
to
$99,999.99 | $100,000
to
$249,999.99 | $250,000
to
$999,999.99 | $1,000,000
to
$4,999,999.99+ | | Term to Maturity | [%] | [%] | [%] | [%] |
| 1 to 1.5 years less a day | 1.150 | 1.150 | 1.150 | 1.150 |
| 1.5 to 2 years less a day | 1.250 | 1.250 | 1.250 | 1.250 |
| 2 to 2.5years less a day | 1.600 | 1.600 | 1.600 | 1.600 |
| 2.5 to 3 years less a day | 1.600 | 1.600 | 1.600 | 1.600 |
| 3 to 3.5 years less a day | 1.900 | 1.900 | 1.900 | 1.900 |
| 3.5 to 4 years less a day | 1.900 | 1.900 | 1.900 | 1.900 |
| 4 to 4.5 years less a day | 2.000 | 2.000 | 2.000 | 2.000 |
| 4.5 to 5 years less a day | 2.000 | 2.000 | 2.000 | 2.000 |
| 5 years | 2.200 | 2.200 | 2.200 | 2.200 |
| 7 years | 2.400 | 2.400 | 2.400 | 2.400 |
| 10 years | 2.600 | 2.600 | 2.600 | 2.600 |
Interest Paid Monthly
| | For investments of | | | $5,000
to
$99,999.99 | $100,000
to
$249,999.99 | $250,000
to
$999,999.99 | $1,000,000
to
$4,999,999.99+ | | Term to Maturity | [%] | [%] | [%] | [%] |
| 1 to 1.5 years less a day | 1.025 | 1.025 | 1.025 | 1.025 |
| 1.5 to 2 years less a day | 1.125 | 1.125 | 1.125 | 1.125 |
| 2 to 2.5 years less a day | 1.475 | 1.475 | 1.475 | 1.475 |
| 2.5 to 3 years less a day | 1.475 | 1.475 | 1.475 | 1.475 |
| 3 to 3.5 years less a day | 1.775 | 1.775 | 1.775 | 1.775 |
| 3.5 to 4 years less a day | 1.775 | 1.775 | 1.775 | 1.775 |
| 4 to 4.5 years less a day | 1.875 | 1.875 | 1.875 | 1.875 |
| 4.5 to 5 years less a day | 1.875 | 1.875 | 1.875 | 1.875 |
| 5 years | 2.075 | 2.075 | 2.075 | 2.075 |
| 7 years | 2.275 | 2.275 | 2.275 | 2.275 |
| 10 years | 2.475 | 2.475 | 2.475 | 2.475 |
NOTES Interest rates are subject to change without notice at any time.
Rates shown are calculated on a per annum basis.
To purchase these GICs, visit invest online, call 1-800 ROYAL® 9-9 or visit an RBC Royal Bank branch. You can find the location and phone number of the nearest RBC Royal Bank branch by using our Branch Locator. Please call and arrange to have one of our investment specialists meet with you at your convenience.
+ For an interest rate quotation for deposits of $5 million and over, please contact a Royal Bank branch or call 1-800 ROYAL® 9-9.
# Rate information does not apply to this range of terms (not applicable).
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