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VISA^*

Rates for 23 November 2008

	Interest Rate [%]
	Purchases	Cash Advances /Cheques
RBC Rewards
RBC Private Banking Visa Infinite	20.50	20.50
RBC Royal Bank Visa Infinite Avion	19.50	19.50
RBC Royal Bank Visa Platinum Avion	19.50	19.50
RBC Royal Bank Visa Gold Preferred	19.50	19.50
RBC Royal Bank Visa Platinum Preferred	19.50	19.50
RBC Royal Bank Visa Classic II	19.50	19.50
RBC Royal Bank Visa Classic II Student	19.50	19.50
RBC Rewards Visa Gold	19.50	19.50
RBC Rewards Visa Classic	19.50	19.50
RBC Royal Bank US Dollar Visa Gold	19.50	19.50
RBC Mike Weir Visa Card	19.50	19.50
Specialty Rewards
RBC Royal Bank British Airways Visa Platinum	20.50	20.50
RBC Cathay Pacific Visa Platinum card	20.50	20.50
RBC Royal Bank Esso Visa	19.50	19.50
Starbucks Duetto ^** Visa Card	19.50	19.50
Basic Benefits
RBC Royal Bank Visa Platinum	19.50	19.50
RBC Royal Bank Visa Gold	19.50	19.50
RBC Royal Bank Visa Classic Low Rate Option	11.90	11.90
RBC Royal Bank Visa Classic	19.50	19.50
RBC Royal Bank Student Visa Classic	19.50	19.50
Business Cards
RBC Royal Bank Visa Business	19.50	19.50
RBC Royal Bank Visa Business Platinum Avion	19.50	19.50
RBC Royal Bank VISA CreditLine for small business^TM	RBP plus 1.0%-6.0%

NOTES

^TM	Trade-mark of Royal Bank of Canada.
^*	Registered trademark of Visa International Service Association. Used under license.

VISA*