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Rates

Redeemable GIC

 

Rates for 01 December 2008

Royal Bank GICs home page

Features:    Redeemable prior to maturity at reduced rate
                  Flexible interest payment dates
                  Equal monthly interest payments option
                  Transferable or non-transferable investment

Interest Paid at Maturity

 For investments of
$5,000
to
$99,999.99
$100,000
to
$249,999.99
$250,000
to
$999,999.99
$1,000,000
to
$4,999,999.99+
Term to Maturity[%][%][%][%]
1 to 29 daysn/a# 0.7500.7500.750
30 to 59 days1.1001.1001.1001.100
60 to 89 days1.1001.1001.1001.100
90 to 179 days1.1001.1001.1001.100
180 to 269 days1.1001.1001.1001.100
270 to 364 days1.1001.1001.1001.100

Interest Paid Semi-Annually or Annually

 For investments of
$1,000
to
$99,999.99
$100,000
to
$249,999.99
$250,000
to
$999,999.99
$1,000,000
to
$4,999,999.99+
Term to Maturity[%][%][%][%]
1 to 1.5 years less a day1.2501.2501.2501.250
1.5 to 2 years less a day1.3001.3001.3001.300
2 to 2.5years less a day1.7501.7501.7501.750
2.5 to 3 years less a day1.7501.7501.7501.750
3 to 3.5 years less a day2.0002.0002.0002.000
3.5 to 4 years less a day2.0002.0002.0002.000
4 to 4.5 years less a day2.1502.1502.1502.150
4.5 to 5 years less a day2.1502.1502.1502.150
5 years2.3502.3502.3502.350
7 years2.5502.5502.5502.550
10 years2.7502.7502.7502.750

Interest Paid Monthly

 For investments of
 $5,000
to
$99,999.99
$100,000
to
$249,999.99
$250,000
to
$999,999.99
$1,000,000
to
$4,999,999.99+
Term to Maturity[%][%][%][%]
1 to 1.5 years less a day1.1251.1251.1251.125
1.5 to 2 years less a day1.1751.1751.1751.175
2 to 2.5 years less a day1.6251.6251.6251.625
2.5 to 3 years less a day1.6251.6251.6251.625
3 to 3.5 years less a day1.8751.8751.8751.875
3.5 to 4 years less a day1.8751.8751.8751.875
4 to 4.5 years less a day2.0252.0252.0252.025
4.5 to 5 years less a day2.0252.0252.0252.025
5 years2.2252.2252.2252.225
7 years2.4252.4252.4252.425
10 years2.6252.6252.6252.625

Prior Redemption Rates

Elapsed TermRedemption Rate [ % ]
1 to 29 days0.000
30 to 59 days0.850
60 to 179 days0.850
180 to 364 days0.850
1 to 2 years less a day1.000
2 to 3 years less a day1.500
3 to 4 years less a day1.750
4 to 5 years less a day1.900
5 years and greater2.100


NOTES

Interest rates are subject to change without notice at any time.

Rates shown are calculated on a per annum basis.

To purchase these GICs, visit invest online, call 1-800 ROYAL® 9-9 or visit an RBC Royal Bank branch. You can find the location and phone number of the nearest RBC Royal Bank branch by using our Branch Locator. Please call and arrange to have one of our investment specialists meet with you at your convenience.

+   For an interest rate quotation for deposits of $5 million and over, please contact a Royal Bank branch or call 1-800 ROYAL® 9-9.

#   Rate information does not apply to this range of terms (not applicable).


 
12/01/2008 05:04:26