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Personal Banking > Accounts & Services > Banking Accounts > RBC VIP Banking
RBC VIP Banking
RBC VIP Banking®
An all inclusive package that covers multiple bank accounts including unlimited transactions, a free premium VISA card, free access to RBC Online Banking and much more.
| Monthly Fee: | $30.00 |
|---|---|
| Monthly fee** after MultiProduct Rebate™: | $22.50 |
| Free monthly debits: | Unlimited |
You are on: Features & Benefits
For one flat monthly fee, this all-inclusive personal banking package includes the following:
- Unlimited banking transactions
- Waived Interac(‡) and PLUS(‡) System ATM network access fees(3)
- Choice of up to two additional Canadian dollar bank accounts and one U.S dollar bank account with fees waived(23).
- Applicant and co-applicant fees waived on one RBC Royal Bank premium Visa(*) card
- Overdraft protection included(5)
- Free RBC Royal Bank VIP personalized style cheques
- Up to 2 free Interac Email Money Transfers per monthly cycle(6,13)
- Identity Theft Protection
and Exclusive Travel Offers included - Free access to Online and Telephone Banking
- And so much more!
You can also take advantage of exclusive travel benefits available with your RBC VIP Banking status.
**Save on your monthly fee!
Get the RBC VIP Banking for only $22.50 per month with our MultiProduct Rebate when you hold an RBC Royal Bank® investment, an RBC Rewards® or RBC Royal Bank Visa Specialty Rewards cards and an RBC mortgage or RBC Homeline Plan™.
Free Access to Online Banking(4)
If you're looking for the most convenient and comprehensive way to manage your day-to-day banking needs, look no further than RBC Royal Bank Online Banking. From financial calculators to a variety of convenient services including bill payments and fund transfers — you'll wonder how you ever lived without it. Even more, you'll enjoy free access with your banking account!
You are on: Additional Services
Premium Visa cards
| Fee Information | |
|---|---|
| RBC Royal Bank Premium Visa card(15) |
Choice of one of the following cards with annual fees and co-applicant fees waived: Infinite Avion, Visa Gold Preferred, Visa Platinum Preferred, U.S. Dollar Visa Gold, Visa Platinum Avion, British Airways Visa Platinum, Cathay Pacific Visa Platinum |
Recordkeeping Options
| Fee Information | |
|---|---|
| eStatement including cheque images viewed online (Images less than 90 days) | Free |
| Monthly Paper Statement (consolidated/combined(20)) | Free |
| Cheque Images returned with paper statement | Free |
| Bankbook | Not available |
Other Services Provided
| Fee Information | |
|---|---|
| Access to Online and Telephone Banking(4) | Free |
| Exclusive Travel Benefits |
Included |
| Identity Theft Protection |
Included |
| American Express(†) Travellers Cheques | Commission-free single and dual signature |
| Money orders and drafts(6) | Up to 12 commission-free per calendar year |
| Safe Deposit Box/Safekeeping(7) | Annual discount — Maximum $40.00 |
| Recurring funds transfers | Included |
| Certificate of Loan Balance / Interest paid (for tax purposes) | Waived Fee |
| RBC Direct Investing Self-Directed RRSP annual administration fee | Waived Fee |
| Appraisal for conventional mortgages on your primary residential home (existing properties only) | Waived Fee |
| Priority Service — 24/7 | Call 1-800-769-2511 and enter your gold client card number to experience shorter wait times and connect with our most knowledgeable specialists. |
You are on: Fees
Operating Account
(Account on which the monthly fee is applied)
| Fee Information | |
|---|---|
| Monthly fee | $30.00 |
| Monthly fee after MultiProduct Rebate |
$22.50 when you hold each of the following eligible RBC® products: An RBC Royal Bank investment (Registered or Non-Registered) and An RBC Rewards® or RBC Royal Bank Visa Specialty Rewards cards and An RBC mortgage or RBC HomeLine Plan™ |
| Monthly fee after Seniors Rebate(1) | $22.50 |
| Free debits per monthly cycle | Unlimited |
| Interac and PLUS System ATM network access fees(3) | Free |
| Free personalized cheques(13) | RBC Royal Bank VIP style |
| Search for Records/Trace Items greater than 90 days old(6,13) | Up to 4 per calendar year |
| Deposited item returned NSF | Waived Fee |
| Overdraft protection(5,15) | Monthly fee waived. Interest applies, if used. |
| Certified cheques(6) | Up to two free per calendar year |
| Stop payments(13) | Included |
| Interac Email Money Transfers(6,13) | Up to 2 free per monthly cycle |
| Cross-Border Debit(13,14) | Included |
Alternate Accounts(23)
(available, if selected, with waived fees)
| Fee Information | |
|---|---|
| Additional accounts available if selected (in name of primary account holder and/or spouse) | Two Canadian dollar accounts plus one U.S. dollar account |
| Free debits per monthly cycle | Unlimited |
| Interac and PLUS System ATM network access fees(3) | Waived fee on Canadian dollar accounts; not available on U.S. account |
Start Your Application
Getting started is easy! Our safe and secure online application is 5 simple steps and can be completed in 10 minutes.
1-800-769-2511
