A Smart Choice, Made Simple

We offer more than just great rates. We offer the advice you need to choose a mortgage that fits your lifestyle. A mortgage specialist will show you options that can cut years off your mortgage term and help you enjoy greater peace of mind.

Special offers

Rate Table

Mortgage Term	Special Offers(1)
4 Year	4.14%2
5 Year	4.29%3
7 Year	5.20%4

Transferring Made Simple

When you transfer your mortgage to RBC Royal Bank, we can contact the financial institution that's currently holding your mortgage and make all the arrangements. Could it be any easier?

Choose From a Variety of Mortgages

Whether you have long-term or short-term financial objectives, RBC Royal Bank has the right mortgage for you, at a competitive rate.

1. Interest rate compounded half-yearly, not in advance. Interest rates are subject to change without notice at any time.

Applicable to residential mortgages only and subject to Royal Bank of Canada lending criteria for residential properties. Rates shown for the applicable term are Royal Bank of Canada's special discounted rates and are not its posted rates. To calculate a rate discount compare the rate noted above against the posted rate located at http://www.rbcroyalbank.com/products/mortgages/view_rates.html. Offer may be changed, withdrawn or extended at any time, without notice.

The annual percentage rate (APR) is based on a $100,000 mortgage for the applicable term assuming certain cost of borrowing charges (for example, appraisal fees). If there are no cost of borrowing charges, the APR and the interest rate will be the same.

2. APR 4.18%. Offer expires December 31, 2009.

3. APR 4.32%. Offer expires December 31, 2009.

4. APR 5.22%. Offer expires December 31, 2009.