Fixed Rate Mortgage

Great Rates and Peace-of-Mind

RBC Royal Bank's fixed rate mortgages offer you the security of locking in your interest rate for the term of your mortgage, so you'll know exactly how much principal and interest you'll be paying on your mortgage throughout the term you select.

Special Offers

	View posted rates

Custom Mortgage Solutions

	RBC Homeline Plan™
	Cash back Mortgage
	RBC Vacation Home Mortgage™
	Self Employed Mortgage

Limited Time Offers

	RBC 50/50 Mortgage™

Mortgage Features

We have many mortgage options designed to help save interest costs and meet your personal financial requirements.

• Pay Down Your Mortgage Faster. Reduce the number of years it takes to pay off your mortgage and enjoy substantial savings by Increasing Your Monthly Payments, Making Double-Up^® Payments, Accelerating Your Payment Schedule, Making Principal Prepayments and more!
• Flexible Payment Options. You'll enjoy the comfort of knowing you're protected with our Interest Rate Protection, Skip-A-Payment^®, and our Mortgage Add-On feature.

Talk to a Mortgage Specialist

RBC Royal Bank mortgage specialists are available to answer your questions about our fixed rate mortgage solutions, 24 hours a day, 7 days a week. Speak to a mortgage specialist at any RBC Royal Bank branch or in your home or workplace.

						Get Pre-Approved Lock your rate, and know exactly how much home you can afford.
							Start your Pre-Approval online		Talk to a Mortgage Specialist		Call now - 1 877 769-2570

^‡ Interest rate compounded half-yearly, not in advance. Interest rates are subject to change without notice at any time.

Applicable to residential mortgages only and subject to Royal Bank of Canada lending criteria for residential properties. Rates shown are Royal Bank of Canada's special discounted rates and are not its posted rates. To calculate a rate discount compare the rate noted above against the posted rate located at http://www.rbcroyalbank.com/products/mortgages/view_rates.html. Offer may be changed, withdrawn or extended at any time, without notice.

The annual percentage rate (APR) is based on a $100,000 mortgage for the applicable term assuming certain cost of borrowing charges (for example, appraisal fees). If there are no cost of borrowing charges, the APR and the interest rate will be the same.

1. APR 5.62%. Offer expires December 31, 2008.

2. APR 6.02%. Offer expires December 31, 2008.

3. APR 6.17%. Offer expires December 31, 2008.

For mortgages approved on or before December 31, 2008 funds must be advanced within 90 days of date of application in order to qualify for the Special Offer rate.