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GIC Rate

18-Month Non-Redeemable GIC - 1.60%
  • Offers a fixed rate of return with both principal and interest guaranteed.

2 Year Cashable RateAdvantage GIC

1st year rate – 1.20%

2nd year rate – 1.70%

Yield to Maturity – 1.448%
  • Access to an “escalator” or “step-rate” GIC with a guaranteed interest rate increase at it’s anniversary
  • Funds available on 1st anniversary date – in cash or to reinvest if interest rates rise.

Five-in-One GIC – 2.25%
  • Exposure to a “laddering” strategy where your principal is divided into 5 equal portions with maturities of 1 to 5 years.
  • 20% of your principal becomes available at each anniversary and each portion earns same long term GIC interest rates.

To obtain more information or to purchase, sign into Online Banking, visit your local branch or call 1-800-463-3863.

*Terms and Conditions:

  • Limited time offer.
  • Offer may be changed or withdrawn at anytime without notice. .
  • Interest rates are per annum.
  • 18-month non-redeemable GIC is available for Non-Registered and Registered investment plans
  • 2 year Cashable RateAdvantage GIC and Five-in-One GIC are available for Non-Registered investments
  • Subject to applicable GIC product minimums.
  • Offer not available for GICs with instruction to auto-renew at maturity.
  • Not offered in conjunction with any other rate bonus or promotion.
 

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