Renewing Your Mortgage

Is your mortgage up for renewal? Whether you're renewing for the first time or the last, it makes sense to look at your overall financial situation.

We can help you tailor a mortgage solution based on your financial needs. If you are renewing your mortgage, contact us 24 hours a day, 7 days a week at 1-800-ROYAL^® 7-0 (1-800-769-2570) or visit your local branch.

Looking at the Big Picture.

We’ll review your financial situation with you and determine the important issues, such as, including what is the right mortgage term for you, how to pay down your mortgage sooner, and more.

The Right Mortgage Options for You

Renewal time is also a good opportunity to explore the variety of mortgage options available through RBC Royal Bank^®. We offer flexible payment options such as Double-Up^® which will enable you to pay down your mortgage sooner when you have excess cash flow. Plus, there are other solutions for added flexibility, including Skip-A-Payment^®. Many of these options are conveniently available through Online Banking.

Renewing Before Your Maturity Date?

If you're within 120 days of the maturity date of your RBC mortgage, our Early Renewal option will allow you to lock in at current rates.

Transfer Your Mortgage to RBC Royal Bank Today!

If your current mortgage is not with RBC Royal Bank we can contact the financial institution that currently holds your mortgage and make all the necessary arrangements following your approved application. Could it be any easier? Contact a mobile mortgage specialist today.

Manage your mortgage online. Real Time. Any Time. Login Now! Or Enrol today.

^‡ Interest rate compounded half-yearly, not in advance. Interest rates are subject to change without notice at any time.

Applicable to residential mortgages only and subject to Royal Bank of Canada lending criteria for residential properties. Some conditions apply. Rates shown are Royal Bank of Canada's special discounted rates and are not its posted rates. To calculate a rate discount compare the rate noted above against the posted rate located at http://www.rbcroyalbank.com/products/mortgages/view_rates.html. Offer may be changed, withdrawn or extended at any time, without notice.

The annual percentage rate (APR) is based on a $100,000 mortgage for the applicable term assuming certain cost of borrowing charges (for example, appraisal fees). If there are no cost of borrowing charges, the APR and the interest rate will be the same.