HomeProtector Insurance

How do I apply?

If you have an existing RBC Royal Bank^® mortgage you can apply for HomeProtector^® insurance by:

• Contacting the Insurance Service Centre 1-800-ROYAL 2-3 (1-800-769-2523) to apply over the phone (Residents of Quebec & Alberta, please see note below*);
• Visiting your RBC Royal Bank branch, where you can complete a HomeProtector Insurance Application

* Due to provincial legislation in Alberta and Quebec, clients in these provinces are required to go to an RBC Royal Bank Branch in order to enrol

We offer a 10-day free look period

• You have the option to cancel your insurance coverage within 10 days of when the coverage begins
• You will get a full refund of your premiums, if any have been collected

If you don't have a RBC Royal Bank Mortgage

If you don't already have a mortgage, or want to switch over, our Mortgage Specialists will help you select a mortgage. They'll offer advice on the various mortgage options available to you, some of which may help you to save thousands of dollars in interest over the life of your mortgage. You'll then be able to apply for HomeProtector insurance.

1-800-ROYAL 1-1 (1-800-769-2511)
24 hours a day, 7 days a week

How long will the approval process take?

• Acceptance is usually automatic on the date you apply
• In most cases no medical examination is required