RBC Vacation Home Mortgage™

Now your vacation home can be a reality.

Owning a vacation home is something special you do for yourself and your family - another way to have the life you deserve. Now, to help you enjoy that experience even sooner, RBC Royal Bank has created the RBC Vacation Home Mortgage.

Special Offers‡ Term(s) Down Payment 5.04%1 6 month Min. 5% 4.89%2 4 Year 5.89%3 5 Year Perfect for Purchasers of Cottages & Vacation Properties and Second Homes The Benefits Finance up to 95%* of the value of your vacation home or second home

The financing solutions you need, all in one place.

We understand that vacation properties are all different, and that your financing needs are unique. That's why the RBC Vacation Home Mortgage is Canada's first mortgage solution that lets you finance up to 95%* of the value of your vacation home. The RBC Vacation Home Mortgage now gives you more flexibility to choose the borrowing solution that works for you.

The right financing, no matter what type of vacation property you buy.

Whether you're looking for a property that can be used for year-round enjoyment or for weekend getaways, the RBC Vacation Home Mortgage could be right for you. And with up to 95% financing, you could own your vacation home that much sooner.

Mortgage Features

We have many mortgage options designed to help save interest costs and meet your personal financial requirements.

• Pay Down Your Mortgage Faster. Reduce the number of years it takes to pay off your mortgage and enjoy substantial savings by Increasing Your Monthly Payments, Making Double-Up^® Payments, Accelerating Your Payment Schedule, Making Principal Prepayments and more!
• Flexible Payment Options. You'll enjoy the comfort of knowing you're protected with our Interest Rate Protection, Skip-A-Payment^®, and our Mortgage Add-On feature.

						Get Pre-Approved Lock your rate, and know exactly how much home you can afford.
							Start your Pre-Approval online		Talk to a Mortgage Specialist		Call now - 1 877 769-2570

^‡Interest rate compounded half-yearly, not in advance. Interest rates are subject to change without notice at any time. Rates shown are Royal Bank of Canada's special discounted rates and are not its posted rates. To calculate a rate discount compare the rate noted above against the posted rate located at http://www.rbcroyalbank.com/products/mortgages/view_rates.html. Offer may be changed, withdrawn or extended at any time, without notice.

The annual percentage rate (APR) is based on a $100,000 mortgage for the applicable term assuming certain cost of borrowing charges (for example, appraisal fees). If there are no cost of borrowing charges, the APR and the interest rate will be the same.

1. APR 5.37%. Offer expires December 31, 2008.

2. APR 4.93%. Offer expires December 31, 2008.

3. APR 5.92%. Offer expires December 31, 2008.

For mortgages approved on or before December 31, 2008 funds must be advanced within 90 days of date of application in order to qualify for the Special Offer rate.

^* Default insurance required for all financing over 75% of appraised value of vacation home and in some cases, depending on the property type and other factors, for financing over 65% of the appraised value of vacation home. Default insurance premiums apply. Mortgages are subject to RBC Royal Bank lending criteria. Some conditions and exceptions apply. Ask for details.