Welcome to Financing Options

Operating Loans

	Overdraft Protection extends your cash resources by $5,000.
	Operating Lines give you access to funds when your cash flow needs exceed $5,000 - in Canadian or US funds.
	Term Loans let you finance business expansion costs at fixed or variable interest rates, in Canadian or US funds. Variable rate loans start at $5,000 and fixed rate loans start at $25,000.
	VISA card-based line of credit provides you with easy access to funds up to $50,000.

Credit Cards

	Enjoy all the advantages you expect from a VISA Business Card while helping your business streamline expense management.
	VISA Commercial Cards enable you to manage corporate travel and entertainment costs with a comprehensive set of management tools and flexible reporting options, and reduce administrative costs on everyday low dollar purchases.

Government Sponsored Programs

	Canada Small Business Financing (CSBF) loans supported by the Government finance business expansion up to $250,000.
	Farm Improvement and Marketing Co-operatives Loans Act (FIMCLA) is a government program designed to provide loans that support the development of farms and farm products.
	La Financière agricole du Québec is a Government of Quebec program designed to support the successful and sustainable development of farm businesses in Quebec.

Leases

	Business Leases to finance equipment purchases.

Mortgages

	Mortgages to purchase or refinance commercial real estate up to $1,000,000.
	Commercial Mortgages to purchase or refinance income producing properties over $1,000,000.
	RoyFarm Mortgage Multiple Loan Option leverages a farm mortgage by providing multiple loans each with their own interest rate, payment schedule and term, to finance different farm needs.

Specialized Financing Options

	Asset Based Finance
	Foreign Exchange

To find out more information: Use our document checklist to help you prepare your business credit application. Need less than $100,000? Start with our RBC Financing Options Application and fax it to 1-888-348-3146 Need over $100,000? Discuss your options with an RBC Account Manager at your nearest Business Banking Centre Prefer to talk with us? Call us at 1-800-769-2520