Chip technology is the next evolution of electronic payments in Canada, helping to make an already safe card payment system even more secure.

Over the next few years RBC Royal Bank^® and the Canadian payment card industry will introduce chip and PIN technology for all personal and business debit and credit cards.

Already in wide use around the world, this state-of-the art technology provides enhanced protection for you against counterfeiting and card fraud because the embedded microchip is encrypted and virtually impossible to replicate.

While magnetic stripe technology is extremely secure, chip cards and chip card terminals work together to make a highly secure transaction system even MORE secure by electronically validating both the card and the cardholder. Used in combination with a Personal Identification Number (PIN) for transaction authorization (as you do today) your Chip Client Card will provide you with an even higher level of security and peace of mind.