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Personal Banking > Accounts & Services > Banking Accounts > U.S. Personal Banking

U.S. Personal Banking

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You are on: Features & Benefits

A U.S. dollar account with chequing privileges, allows you to save in U.S. dollars when exchange rates are favourable.

If you're a frequent traveller to the U.S., the U.S. Personal account enables you to purchase U.S. dollars when exchange rates are favourable and make withdrawals at RBC Royal Bank® branches in Canada before departing for the U.S.

What you need to know:

When you meet with personal banker, you will be asked for:

  1. Two Pieces of Identification.
  2. Purpose of account.
  3. Anticipated activity.
  4. Source of Funds for initial deposit / transaction through the account.
  5. Occupation.
  6. Date of Birth.
  7. Whether the account is for your use or whether it will be used by or on behalf of a third party and, if it will be used by a third party, particular information about that third party.

You are on: Additional Services

Planning an extended stay in the U.S.?

RBC Bank (USA) is RBC Financial Group's U.S-based bank-a real convenience to Canadians who live, work, study or frequently travel in the U.S. RBC Bank (USA) account holders can take care of their daily financial transactions, such as paying bills and making deposits, all in U.S. dollars. For more information on RBC Bank (USA), visit our U.S. Banking for Canadians Web site.

Recordkeeping Options

Fee Information
Fee Information
eStatement including cheque images viewed online (Images less than 90 days) Free
Monthly Paper Statement (consolidated/combined(20)) Free
Cheque Images returned with paper statement $2.00 U.S.
Bankbook $2.00 U.S.

Other Services Provided

Fee Information
Fee Information
Access to Online and Telephone Banking(4) Free

You are on: Fees

Fee Information
Fee Information
Monthly fee $2.00 U.S.
Free debits per monthly cycle(2) 6
Debits exceeding monthly limit $0.75 U.S.
Assisted Transactions
Cheques / In-branch /transfers/withdrawals		 $0.75 U.S. each
Electronic/Self-serve Transactions
RBC ATM transfers/bill payments / Online & Telephone Banking transfers / Payments / Pre-Authorized payments		 $0.75 U.S. each

(ATM and Interac(‡) Direct Payment purchases not available)
 

Open an Account

To open a U.S. dollar account please talk to a specialist at your RBC Royal Bank branch, or call 1-800-769-2511 to book an appointment.

 
 

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