Let Us Help You or Your Child Graduate to a Better Life

At RBC Royal Bank, we recognize the importance of getting a post-secondary education — and we know that government loans are becoming more difficult to obtain. We also know that it's not just about tuition fees. You need money for books, course materials, food, transportation and living expenses too.

That's why we've created two Royal Credit Lines for Students. We also offer a choice of RBC Royal Bankcredit cards for students, designed to make managing purchases easy.

We invite you to sit down with a personal banker and work through your needs. Then we'll set a credit limit for each year of your education. It won't cost you a cent to have your Royal Credit Line for Students available to you — because you only pay interest on the credit you use, while you're using it. And when you do borrow, you'll pay one of our lowest interest rates available: just Prime +1%.

Choose the Royal Credit Line^® for Students that's right for you

Royal Credit Line for Students	Royal Credit Line for Students — Professional Designation
Ideal for helping students finance time at an accredited college or university.	For students pursuing select degrees. A higher credit limit reflects the cost of your degree.
Credit Limit: Up to $5,000 per year for undergraduates. Up to $10,000 per year for postgraduates. A prior credit history or co-signor will be required.	Credit Limit: $55,000 to $125,000, depending on your degree. Due to the nature of your studies, a co-signor is generally not required.
More below	More below

Royal Credit Line For Students

You're starting a new stage in life. The Royal Credit Line For Students puts you in complete control of your borrowing. You can use all or some of it — up to your limit — at any time, without asking the bank. Plus, while you're studying, all you have to pay is interest on the amount you've borrowed. Twelve months after you graduate or leave school, a fixed payment schedule will be established to help you become debt-free.

Tell me more

Royal Credit Line For Students — Professional Designation

Your education is expensive, but it will be worth it. Because when you qualify, your skills will be sought after and you are likely to earn more. The Royal Credit Line for Students reflects these facts. It provides you with a higher credit limit to finance your studies — and it puts you in control of your own future.

Tell me more

RBC Royal Bank Student Credit Cards

All the convenience of an RBC Royal Bank credit card, plus the opportunity to enjoy instant discounts and special offers from popular national retailers.