Winter 2011
The complete edition of the Winter 2011 Investment Update is available online in PDF format. Click here to view the PDF.
You'll find brief highlight of the articles included in this edition of the Investment Update below.
TFSAs and RRSPs - Let your goals guide you
Registered Retirement Savings Plans (RRSPs) used to be just about the only way most Canadians could combine saving money with saving taxes. However, since the introduction of Tax-Free Savings Accounts (TFSAs) in 2009, more than six million Canadians have taken advantage of the benefits these accounts offer. Whether you are saving for a rainy day, that big dream purchase or retirement, taking advantage of tax-sheltered savings is critical to achieving your goals.
Market outlook
Click here for a summary of how the markets performed over the past quarter.
Taking control of your finances is just a click away with RBC!
myFinanceTracker™ is our online money management tool that makes it easy to take control of your finances by showing you how you are spending your hard-earned money. Available to you free through RBC Online Banking, this powerful yet simple-to-use tool automatically tracks your spending, organizes your financial data and calculates key information for you. See where you may have opportunities to budget and manage your spending more wisely, possibly freeing up much-needed cash flow to meet day-to-day expenses or to get you on track to achieve your life goals.
Financial planning services and investment advice are provided by Royal Mutual Funds Inc. (RMFI). RMFI, RBC Global Asset Management Inc. (RBC GAM), Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. RMFI is licensed as a financial services firm in the province of Quebec.
Investment and economic outlook information contained in this report has been compiled by RBC GAM from various sources. Information obtained from third parties is believed to be reliable, but no representation or warranty, express or implied, is made by RBC GAM, its affiliates or any other person as to its accuracy, completeness or correctness. RBC GAM and its affiliates assume no responsibility for any errors or omissions.
All opinions and estimates contained in this report constitute our judgment as of the indicated date of the information, are subject to change without notice and are provided in good faith but without legal responsibility. To the full extent permitted by law, neither RBC GAM nor any of its affiliates nor any other person accepts any liability whatsoever for any direct or consequential loss arising from any use of the outlook information contained herein. Interest rates and market conditions are subject to change.
Guaranteed investment certificates and U.S.-dollar term deposits are offered through Royal Bank of Canada. RBC Funds are offered by RBC GAM and distributed through authorized dealers. Please read the prospectus before investing. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Mutual funds are not guaranteed; their values change frequently, and past performance may not be repeated.
® Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. ® RBC Global Asset Management is a registered trademark of Royal Bank of Canada. ™ Trademark of Royal Bank of Canada. © 2011 Royal Bank of Canada. VPS62367
|