RBC Day to Day Savings

You are on: Features & Benefits

Earn interest on every dollar you're investing with the RBC Day to Day Savings account.

• If you're just starting to save, this savings account pays interest that increases as your balance grows.
• Plus, you'll earn the highest rates once your balance reaches $3,000 and above.
• Free online transfers including ATM and unassisted telephone fund transfers from this account to other RBC Royal Bank accounts in your name⁽²⁶⁾.
• Includes free access to RBC Online Banking, Mobile, and Telephone Banking

The RBC Day to Day Savings account is a great place to begin saving because as your balance grows, your interest rate increases.

You are on: Additional Services

Recordkeeping Options

Fee Information

Fee Information
eStatement including cheque images viewed online (Images less than 90 days)	Free
Monthly Paper Statement (consolidated/combined(20))	Free
Cheque Images returned with paper statement	$2.00
Bankbook	$2.00

Other Services Provided

Fee Information

Fee Information
Access to Online, Mobile and Telephone Banking(4)	Free
Access to myFinanceTracker	Free

You are on: Online Banking

Free Access to Online Banking⁽⁴⁾

If you're looking for the most convenient and comprehensive way to manage your day-to-day banking needs, look no further than RBC Royal Bank Online Banking. From financial calculators to a variety of convenient services including bill payments and fund transfers — you'll wonder how you ever lived without it. Even more, you'll enjoy free access with your banking account!

• Transfer funds between accounts
• Pay bills; even postdate payments if you choose
• Make payments to personal loans, mortgages, credit card accounts, etc.
• Obtain account balances and updates
• Track previous transactions
• Contribute to your RBC Royal Bank RRSP
• Check current interest and foreign exchange rates
• Apply for other RBC Royal Bank products

RBC Online Banking Security Guarantee

We understand how important information security and privacy are to you. To provide you with greater peace of mind, we have developed the RBC Online Banking Security Guarantee. If an unauthorized transaction is conducted through your RBC Online Banking service, you will be reimbursed 100% for any resulting losses to those accounts.⁽⁺⁾

You are on: Fees

Fee Information

Fee Information
Monthly fee	Per transaction fees
Free debits per monthly cycle(2)	One per monthly cycle
Assisted Transactions   Assisted Transactions Assisted Transactions includes cheques, in-branch withdrawals and fund transfers; Telephone Banking bill payments and fund transfers assisted by an agent;	$1.50
Electronic/Self-serve Transactions   Electronic/Self-serve Transactions Electronic/Self-serve Transactions includes cash withdrawals, bill payments and fund transfers made using an RBC ATM; Online Banking bill payments and fund transfers, Telephone Banking bill payments and fund transfers done without the assistance of an agent; Interac Direct Payments (IDP) purchases, pre-authorized payments;	$1.50 Exception: Online Banking funds transfers, RBC ATM funds transfers and Telephone Banking funds transfers without the assistance of an agent, are free from these accounts to your other RBC accounts in your name.
Interac(‡) and Plus(‡) System ATM network access fees(3)	Interac: $1.50 PLUS System: $3.00 (within Canada and U.S.A) PLUS System: $5.00 (outside Canada and U.S.A)
Interac e-Transfer	$1.00 each