RBC High Interest eSavings

You are on: Features & Benefits

Maximize your savings with this online savings account, the RBC High Interest eSavings account offers you:

• High interest on every dollar
• Free online transfers including ATM and unassisted telephone fund transfers from this account to other RBC Royal Bank accounts in your name⁽²⁶⁾
• Includes free access to RBC Online and Telephone Banking
• No minimum deposit requirements
• Ability to set up memorized online transfers from your banking account to your savings account

Save for a specific goal or a rainy day — your money is always available to you online 24 hours a day, 7 days a week.

You are on: Additional Services

Recordkeeping Options

Other Services Provided

Fee Information

Fee Information
Access to Online and Telephone Banking(4)	Free
Access to myFinanceTracker	Free

You are on: Online Banking

Free Access to Online Banking⁽⁴⁾

If you're looking for the most convenient and comprehensive way to manage your day-to-day banking needs, look no further than RBC Royal Bank Online Banking. From financial calculators to a variety of convenient services including bill payments and fund transfers — you'll wonder how you ever lived without it. Even more, you'll enjoy free access with your banking account!

• Transfer funds between accounts
• Pay bills; even postdate payments if you choose
• Make payments to personal loans, mortgages, Visa accounts, etc.
• Obtain account balances and updates
• Track previous transactions
• Contribute to your RBC Royal Bank RRSP
• Check current interest and foreign exchange rates
• Apply for other RBC Royal Bank products

RBC Online Banking Security Guarantee

We understand how important information security and privacy are to you. To provide you with greater peace of mind, we have developed the RBC Online Banking Security Guarantee. If an unauthorized transaction is conducted through your RBC Online Banking service, you will be reimbursed 100% for any resulting losses to those accounts.⁽⁺⁾

You are on: Fees

Fee Information

Fee Information
Monthly fee	Per transaction fees
Assisted Transactions   Assisted Transactions Assisted Transactions includes cheques, in-branch withdrawals and fund transfers; Telephone Banking bill payments and fund transfers assisted by an agent;	$5
Electronic/Self-serve Transactions   Electronic/Self-serve Transactions Electronic/Self-serve Transactions includes cash withdrawals, bill payments and fund transfers made using an RBC ATM; Online Banking bill payments and fund transfers, Telephone Banking bill payments and fund transfers done without the assistance of an agent; Interac Direct Payments (IDP) purchases, pre-authorized payments;	$5 Exception: Online Banking, RBC ATM funds transfers and Telephone Banking funds transfers without the assistance of an agent are free from this account to your other RBC accounts in your name
Interac(‡) and Plus(‡) System ATM network access fees(3)	Interac: $1.50 PLUS System: $3.00 (within Canada and U.S.A) PLUS System: $5.00 (outside Canada and U.S.A)
Stop Payments	Regular fees apply
Search for Records/Trace Items greater than 90 days old(6)	Regular fees apply
Deposited item returned NSF	Regular fees apply
Overdraft protection	N/A
Interac Email Money Transfers	$1.50 each
Cross-Border Debit(14)	$1.00