RBC Student Banking

You are on: Features & Benefits

Features of this account

If you're a full-time student⁽⁹⁾, you can bank for free with an RBC Student Banking account.

• 25 free debits per month including withdrawing cash from an RBC ATM, paying bills or transferring money between your RBC accounts

Plus, you get a choice of a Signature RBC Rewards, RBC Visa Cash Back Visa or WestJet RBC MasterCard and save up to $39 a year off the annual fee⁽³⁸⁾.

myFinanceTracker

• Access to myFinanceTracker – an online financial management tool that helps you take control of your finances
• With myFinanceTracker, you can easily track your expenses to help you understand where your money is going and how much you have available to spend or save – at any time.

Save even more

• Save up to $165 a year with the features included with this account⁽³⁵⁾

Accessing your accounts

• Free access to RBC Online Banking, Mobile, and Telephone Banking
• Interac Online allows you to shop online and pay with your client card
• Convenient access to Canada's largest network of branches and ATMs
• Customer service available in over 150 languages

Protect yourself

• 100% reimbursement for unauthorized transactions in RBC Online Banking with our RBC Security Guarantee

Is it right for you?

• You are a full-time student
• You have a less than 25 transactions per month
• You could use other services such as a student credit card

You are on: Additional Services

Recordkeeping Options

Fee Information

Fee Information
eStatement including cheque images viewed online (Images less than 90 days)	Free
Monthly Paper Statement (consolidated/combined(20))	Free
Cheque Images returned with paper statement	$2.00
Bankbook	Not available

Other Services Provided

Fee Information

Fee Information
Access to myFinanceTracker	Free

You are on: Online Banking

Free Access to Online Banking⁽⁴⁾

If you're looking for the most convenient and comprehensive way to manage your day-to-day banking needs, look no further than RBC Royal Bank Online Banking. From financial calculators to a variety of convenient services including bill payments and fund transfers — you'll wonder how you ever lived without it. Even more, you'll enjoy free access with your banking account!

• Transfer funds between accounts
• Pay bills; even postdate payments if you choose
• Make payments to personal loans, mortgages, credit card accounts, etc.
• Obtain account balances and updates
• Track previous transactions
• Contribute to your RBC Royal Bank RRSP
• Check current interest and foreign exchange rates
• Apply for other RBC Royal Bank products

RBC Online Banking Security Guarantee

We understand how important information security and privacy are to you. To provide you with greater peace of mind, we have developed the RBC Online Banking Security Guarantee. If an unauthorized transaction is conducted through your RBC Online Banking service, you will be reimbursed 100% for any resulting losses to those accounts.⁽⁺⁾

You are on: Fees

Fee Information

Fee Information
Monthly fee	Free
Free debits per monthly cycle	25 free debits per monthly cycle, plus one free debit per automated payroll deposit in same monthly cycle
Debits exceeding monthly limit	$0.65 each
Access to Online, Mobile and Telephone Banking(4)	Free
RBC Royal Bank credit cards(15)	Choice of a Signature RBC Rewards, RBC Visa Cash Back Visa or WestJet RBC MasterCard and save up to $39 a year off the annual fee(38)
Interac and PLUS(‡) System ATM network access fees(3)	Interac: $1.50 PLUS System: $3.00 (within Canada and U.S.A) PLUS System: $5.00 (outside Canada and U.S.A)
Interac e-Transfer	$1.00 each
Cross-Border Debit(14)	$1.00