Your first experience with personal credit should be a good one
If you've just received your first credit card, loan or line of credit, you know what a great sense of freedom personal credit provides. It's also important to keep personal credit under control, keeping up with payments, minimizing interest costs and not spending beyond your means.
It can be a challenge to manage expenses on a limited budget, especially if it's the first time you've had to do it on your own.
Read on for tips on how to use credit carefully, build a good history - and what to do if you're worried about your spending.