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Guaranteed Investment Certificates (GICs)

Guaranteed Investment Certificates (GICs) Invest with Peace of Mind

A Guaranteed Investment Certificate (GIC) is a secure investment that guarantees 100% of the original amount that you invested. Your investment earns interest, at either a fixed or a variable rate, or based on a pre-determined formula.

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GIC Selector

In 4 easy steps we will help you find the right GIC solution to meet your investment goal.

Select the main goal you want to achieve:

(i.e. car, vacation, wedding)

Please select the main goal you want to achieve


GIC Categories

Guaranteed-Return GICs

Offer a fixed rate return for a specific term, with both principal and interest guaranteed.

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Interest Rate-Linked GIC

Benefit from any increase in Royal Bank Prime without having to adjust your investments.

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RBC MarketSmart® GICs

Offer the growth potential of equity markets with guaranteed principal protection.

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Ready to Buy a GIC or Need Advice?


Did You Know?

You can renew your GIC, update maturity instructions, or change your interest disbursement account using RBC Online Banking.

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