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RRSPs can be for an individual only or placed in the name of a spouse. Depending on the time you want to spend managing your RRSP and the complexity of investment options you are comfortable with, we can offer you a regular or self-directed plan.

Individual RRSP

With an Individual RRSP, the investments held in the plan and the tax benefits derived from it are the contributor's.

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Spousal RRSP

In a spousal RRSP, the plan is registered in the name of the spouse of the person contributing to the plan.

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Group RRSPs

A Group RRSP is a collection of individual RRSPs offered to employees by their sponsoring employer.

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Self-directed Plans

If you enjoy taking the lead with your investments, and managing all or a portion of your investment portfolio on your own, a self-directed RRSP may be the answer.

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The Simple Way to Build Your RRSP

You already know about the advantages of building an RRSP - income tax deductions and compounded, tax-sheltered growth for investments. But did you know there is an easy way to build your retirement savings?

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Planning for Retirement

Saving money is important, but retirement planning is also about envisioning what your future will be like.

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