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Personal Banking > Bank Accounts > Chequing Accounts > U.S. Personal Banking

U.S. Personal Banking

U.S. Personal Account^®

A U.S. dollar account with chequing privileges, allowing you to save in U.S. dollars when exchange rates are favourable.

Monthly Fee:	$2.00 U.S.
Free monthly debits:	6

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You are on: Features & Benefits

If you're a frequent traveler to the U.S., the U.S. Personal account enables you to purchase U.S. dollars when exchange rates are favourable and make withdrawals at RBC Royal Bank^® branches in Canada before departing for the U.S.

Features of this account

6 free debits per monthly cycle⁽²⁾, plus 1 free debit per automated payroll deposit in same monthly cycle

myFinanceTracker

Access to myFinanceTracker - an online financial management tool that helps you take control of your finances
With myFinanceTracker, you can easily track your expenses to help you understand where your money is going and how much you have available to spend or save - at any time.

Accessing your accounts

Free access to RBC Online Banking, Mobile, and Telephone Banking

Is it right for you?

You reside in Canada and frequently travel to the U.S.

Protect yourself

100% reimbursement for unauthorized transactions in RBC Online Banking with our RBC Security Guarantee

You are on: Additional Services

Planning an extended stay in the U.S.?

RBC Bank is RBC Financial Group's U.S-based bank-a real convenience to Canadians who live, work, study or frequently travel in the U.S. RBC Bank account holders can take care of their daily financial transactions, such as paying bills and making deposits, all in U.S. dollars. For more information on RBC Bank , visit our U.S. Banking for Canadians Web site.

Recordkeeping Options

Fee Information
Fee Information
eStatement including cheque images viewed online (Images less than 90 days)	Free
Monthly Paper Statement (consolidated/combined⁽²⁰⁾)	Free
Cheque Images returned with paper statement	$2.00 U.S.
Bankbook	$2.00 U.S.

Other Services Provided

Fee Information
Fee Information
Access to Online, Mobile and Telephone Banking⁽⁴⁾	Free

You are on: Fees

Fee Information
Fee Information
Monthly fee	$2.00 U.S.
Free debits per monthly cycle⁽²⁾ including Assisted Transactions Assisted Transactions Assisted Transactions includes cheques, in-branch withdrawals and fund transfers; Telephone Banking bill payments and fund transfers assisted by an agent; and Electronic/Self-serve Transactions Electronic/Self-serve Transactions Electronic/Self-serve Transactions includes cash withdrawals, bill payments and fund transfers made using an RBC ATM; Online Banking bill payments and fund transfers, Telephone Banking bill payments and fund transfers done without the assistance of an agent; Interac Direct Payments (IDP) purchases, pre-authorized payments;	6 free debits per monthly cycle, plus 1 free debit per automated payroll deposit in same monthly cycle Note: US cash can only be withdrawn at selected RBC ATMs. Canadian cash can be withdrawn at any RBC ATM. Interac ATM withdrawal and Direct Payment purchase not available.
Debits exceeding monthly limit	$1.00 U.S. each