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Guaranteed Investment Certificates (GICs)

 

Guaranteed Investment Certificates (GICs)

GICs are secure investments that guarantee to preserve your principal. Your investment earns interest, at either a fixed or a variable rate, or based on a pre-determined formula. GICs often form the foundation of a well-balanced portfolio.

Guaranteed-Return GICs

Non-Redeemable & Redeemable GICs: Offer a fixed rate of return for a specific term, with both principal and interest guaranteed.
Building Block GIC®: Designed for you to automatically save regularly and pays the same guaranteed rate as you accumulate funds.
Five-in-One GIC®: Your principal is divided into five equal portions with maturities of one to five years.
One-Year Cashable GIC: Cashable at any time with interest paid if held for 30 days or longer.
RateAdvantage GIC®: Guaranteed interest rate increases at each anniversary date.
U.S. Dollar Term Deposits: Offers a fixed rate of interest for a specific term.

Interest Rate-Linked GICs

Prime-Linked Cashable GIC®: A GIC whose interest rate is linked to the RBC Royal Bank Canadian prime interest rate.

RBC Market Access GICs

RBC Canadian Dividend Fund-Linked GICs: Participate in the returns of the RBC Canadian Dividend Fund with 100%
principal protection.
RBC O'Shaughnessy International Equity Fund-Linked GICs: Participate in the returns of the RBC O'Shaughnessy International Equity Fund with 100% principal protection.
Canadian Market-Linked GICs®: Access the growth potential of the Canadian equity market with 100% principal protection.
Global Market-Linked GICs®: Access the growth potential of major international equity markets with 100% principal protection.

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An RBC Direct Investing account from RBC Investments offers you the fast, easy, affordable way to invest!


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03/30/2009 09:40:15