British Airways Visa Platinum

^†† If the previous New Balance was not paid in full by the Payment Due Date, your Payment Due Date will be extended to 25 days from the last day of your Visa Statement Period regardless of the type of Visa Card you hold.

** Welcome bonus and Companion Ticket are contingent upon Credit Card approval. This card is available only to residents of Canada who are age of majority in their Province of residence. You must be a Canadian resident to apply for and earn BA Miles with the RBC Royal Bank British Airways Visa Platinum card. Please allow 10 weeks after receiving your card for the 10,000 bonus BA Miles to post to your Executive Club account.

^Δ Subject to taxes, fees, charges and surcharges, including airline surcharges.

^† $50 discount valid on qualifying round-trip British Airways published fares purchased at www.britishairways.com/rbc50 only through December 31, 2009, with all travel to be completed by December 31, 2010. Fares not purchased at www.britishairways.com/rbc50 do not qualify. Code share flights and flights on British Airways franchise carriers are not eligible for the discount. $50 discount will appear during fare quote of the purchasing process, before payment. Open jaw bookings are eligible for only one discount. Full government fees and taxes will apply for fare purchased. All rules of fare purchased apply, including advance purchase, minimum stay, weekend-add ons, and cancellation/refund rules. Valid for new bookings only made by Canadian residents paying in Canadian dollars using a valid RBC Royal Bank British Airways Visa Platinum card. Refunds from previously purchased fare types not permitted. Discount not combinable with any other offer and is taken off the airfare only. Offer subject to British Airways fare rules and conditions of contract available on www.britishairways.com. British Airways reserves the right to revoke this offer at any time. Subject to availability. Other significant restrictions may apply.

++ Companion Ticket offer is available with each purchase of full-fare, fully flexible, non-restricted round-trip travel in FIRST, Club World™ (business class) or World Traveller Plus™ on British Airways flights originating from Canada or the USA to any destination British Airways flies. Offer valid for new bookings made after approval of your card. Please note, all tickets must be issued before December 31, 2009 and travel must be completed by December 31, 2010. Both tickets are subject to taxes, fees, charges and surcharges, including airline surcharges. Both passengers must travel together on same itinerary. Offer subject to availability of inventory. Lower fares may be available which are not eligible for this offer. Other significant restrictions apply. For full terms and conditions, visit www.ba.com/rb2for1
Companion Ticket is for travel booked in World Traveller Plus™ (premier economy) or above.

^‡ Exclusive of cash advances, interest charges, service fees or credits. Where applicable, BA Miles are awarded based on the Canadian dollar equivalent of foreign currency purchase transactions.

^§ Double BA Miles apply to the amount of the Visa charge only, not the number of miles flown. Tickets must be issued on British Airways ticket stock.

¹ Coverage underwritten by RBC General Insurance Company.
² Coverage underwritten by RBC Insurance Company of Canada.
³ Coverage underwritten by RBC General Insurance Company in the Province of Quebec and by RBC Insurance Company of Canada in the rest of Canada.
⁴ Coverage underwritten by Desjardins Financial Security Life Assurance Company.
⁵ BalanceProtector insurance is creditor's group insurance underwritten by Assurant Solutions and provided to eligible RBC Royal Bank Visa cardholders. Assurant Solutions is the trade name for the Canadian Branches of American Bankers Life Assurance Company of Florida and American Bankers Insurance Company of Florida.
⁶ Up to your available credit limit. All insurance is subject to limitations and exclusions. Please refer to the insurance certificates included in your Welcome Kit for complete details.

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The InfoProtector services are provided by Carlson Marketing Group Canada Ltd.; they, not RBC Royal Bank, are responsible for the program.