RBC Royal Bank Esso Visa Card

^**To receive the 4,500 bonus Esso Extra points, your application form must be received and approved by Royal Bank. Please allow 4-6 weeks for the 4,500 bonus Esso Extra points to appear on your credit card statement after the first transaction date. Additional cardholders, as well as existing RBC Royal Bank Esso Visa cardholders are not eligible for this welcome bonus offer. This offer may not be combined or used in conjunction with any other offer.

1) You will earn 1 Esso Extra point for every dollar spent on purchases, wherever Visa is accepted. Esso Extra points are earned on net purchases only; they are not earned on cash advances (including RBC Royal Bank credit card cheques, balance transfers, cash-like transactions and certain bill payments), interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.

2) Point redemption values are subject to change. For more details concerning all the rewards, visit: www.essoextra.com .

3) You will earn 2 Esso Extra points for every dollar spent on eligible purchases made at participating Esso-branded retail stations only. Additional Esso Extra points are not awarded on purchases of alcohol, tobacco products (and their associated sales taxes) and Esso Gift Cards. Other conditions and restrictions apply. The complete terms, conditions, and restrictions that apply to the Esso Extra program are established by Imperial Oil Limited and can be consulted at www.essoextra.com .

4) Coverage underwritten by RBC General Insurance Company in the Province of Quebec and by RBC Insurance Company of Canada in the rest of Canada.

5) If the previous New Balance was not paid in full by the Payment Due Date, your Payment Due Date will be extended to 25 days from the last day of your Visa Statement Period regardless of.

^®Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

^‡Esso and Esso Extra are registered trademarks of Imperial Oil Limited. Imperial Oil, licensee.

^‡All other trademarks are the property of their respective owner(s).