Terms and Condition

Rewards Visa Gold

^† Exclusive of cash advances, interest charges, fees and less any credits, returns or adjustments.

° Number of days between the last day of your credit card statement and your payment due date. If the previous New Balance was not paid in full by the Payment Due Date, your Payment Due Date will be extended to 25 days from the last day of your credit card statement period.

¹ Coverage underwritten by RBC General Insurance Company.
² Coverage underwritten by RBC Insurance Company of Canada.
³ Coverage underwritten by RBC General Insurance Company in the Province of Quebec and by RBC Insurance Company of Canada in the rest of Canada.
⁴ Coverage underwritten by Desjardins Financial Security Life Assurance Company.
⁵ BalanceProtector insurance is creditor's group insurance underwritten by Assurant Solutions and provided to eligible RBC Royal Bank credit card cardholders. Assurant Solutions is the trade name for the Canadian Branches of American Bankers Life Assurance Company of Florida and American Bankers Insurance Company of Florida.
⁶ Underwritten by RBC Insurance Company of Canada. In Quebec, certain coverages underwritten by RBC General Insurance Company.

All insurance is subject to limitations and exclusions. Please refer to the insurance certificates for complete details.

˜ Trademark of Aimia Proprietary Loyalty Canada Inc..
The InfoProtector services are provided by Aimia Proprietary Loyalty Canada Inc.; they, not RBC Royal Bank, are responsible for the program.