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Choose an RBC Royal Bank Visa card with RBC Rewards points
The RBC Rewards program is one of the most robust and flexible rewards programs in Canada. With the RBC Rewards program, you earn rewards points for your spending†, which you can redeem for travel, merchandise, gift certificates/cards and more.
Take advantage and save
Sign up now for an RBC Royal Bank Visa card with RBC Rewards points and you’ll receive a
low annual interest rate of 2.9% on cash advances and balance transfers for the first nine months.
This low rate is an ideal way to save on interest costs when you:
- Transfer higher rate balances from your other retail or credit cards
- Consolidate your bills
- Make cash advances at any ATM, via telephone or via RBC Royal Bank Online Banking
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The following RBC Royal Bank Visa cards are eligible for RBC Rewards points and the 2.9% interest rate offer on cash advances and balance transfers. |
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| Annual Fee: |
$120 |
| Additional Card Fee: $50 |
| ($0 for first year) |
| Interest Rate: |
19.5% |
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| RBC Rewards points earning ratio: 1 point for every $1 in spend† |
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Visa Platinum Avion® |
| A premier travel rewards card that allows you to fly any airline with no blackouts or seating restrictions. Receive 17,500 bonus RBC Rewards points—15,000 upon enrolment plus 2,500 on your first renewal.†† Plus, the annual fee for a co-applicant or authorized user is waived for the first year—a savings of $50! |
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View more card details |
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Annual Fee: |
$110 |
| ($70 if age 65 years or older) |
| Additional Card Fee: |
$40 |
| Interest Rate: |
19.5% |
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| RBC Rewards points earning ratio: 1 point for every $1 in spend† |
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Visa Gold Preferred |
| Comprehensive insurance coverage and the freedom of a higher credit limit. Plus, receive 2,500 bonus RBC Rewards points upon enrolment.††† |
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View more card details |
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| Annual Fee: |
$110 |
| ($70 if age 65 years or older) |
| Additional Card Fee: |
$40 |
| Interest Rate: |
19.5% |
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| RBC Rewards points earning ratio: 1 point for every $1 in spend† |
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Visa Platinum Preferred |
| Comprehensive insurance coverage, the freedom of a higher credit limit and the prestige of Platinum. Plus, receive 2,500 bonus RBC Rewards points upon enrolment.††† |
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View more card details |
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| Annual Fee: |
$0 |
| Additional Card Fee: |
$0 |
| Interest Rate: |
19.5% |
| RBC Rewards points earning ratio: 1 point for every $2 in spend† |
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RBC Rewards Visa Gold |
No annual fee plus the added spending power of a higher credit limit and premium benefits. Plus, receive 2,500 bonus RBC Rewards points upon enrolment!††† |
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View more card details |
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| Annual Fee: |
$35 |
| Additional Card Fee: |
$0 |
| Interest Rate: |
19.5% |
| RBC Rewards points earning ratio: 1 point for every $1 in spend† |
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Visa Classic II |
| The perfect shopping companion that gives you access to the RBC Rewards program—the rewards program with the most flexible choices. |
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View more card details |
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| Annual Fee: |
$0 |
| Additional Card Fee: |
$0 |
| Interest Rate: |
19.5% |
| RBC Rewards points earning ratio: 1 point for every $2 in spend† |
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Δ The 2.9% per annum interest rate is applicable to cash advances and balance transfers. The 2.9% per annum interest rate takes effect upon approval of your application, and remains in effect through the first 9 monthly Visa Statement billing periods (approximately 9 months from account open date). However, if you do not make your minimum payment by your payment due date, and if this remains unpaid by the first date of your next Visa statement period, you will lose the benefits of this and any other lower rate special offers in which you are participating. At the expiration of this 9 month period, your annual interest rate will revert to the standard annual interest rate as shown on your monthly Visa Statement. After applying payments first to interest and then to fees, we will apply any payment you make on your account to balances with lower interest rates, including balances subject to special rates, before balances with higher interest rates. Please note that a Visa cheque or balance transfer is charged to your Visa account as a cash advance and is subject to interest charged from the day it is posted until the balance is paid in full. Cash advances do not qualify for RBC Rewards points or partner rewards points. Please refer to your RBC Royal Bank Visa Agreement for full details upon receipt.
† Exclusive of cash advances, interest charges, fees and less any credits, returns or adjustments.
†† Upon enrolment, 15,000 bonus points will appear on your first Visa statement. The 2,500 renewal points will be awarded one year after receipt of your enrolment bonus. Existing or former RBC Royal Bank Visa Platinum Avion cardholders as of the offer eligibility date are not eligible for this offer. Supplementary cards are not eligible to receive enrolment bonus points. This offer may not be used or combined in conjunction with any other offer.
††† Upon enrolment, 2,500 bonus points will appear on your first Visa statement. Existing or former RBC Royal Bank Visa Gold Preferred and RBC Royal Bank Visa Platinum Preferred cardholders as of the offer eligibility date are not eligible for this offer.
® Registered trademarks of Royal Bank of Canada.
* Registered trademark of Visa International Service Association. Used under license.
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