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Personal Banking > Credit Cards > Managing Your Card > Add a Co-applicant
Your Co-applicant will share all the exclusive benefits, insurance, peace of mind and purchasing privileges offered by your RBC Royal Bank Visa card.
All spending on your Account is consolidated into one monthly bill — making it easier to track spending and manage your Account. Transactions made by a Co-applicant are clearly identified.
Co-applicants' purchases earn RBC Rewards or Partner Points or Miles at the same rate as the primary cardholder. So if your card allows you to earn RBC Rewards points or Partner Points or Miles, simply request a Co-applicant card for anyone you choose and you could earn more RBC Rewards points or Specialty Rewards for spending† on your Account. That means you could be even closer to redeeming for great rewards.
Co-applicants are able to redeem the points accumulated on the Visa products offering RBC Rewards. However, co-applicants on Co-Brand Visa products must abide by the terms of the Partner Program(s) and only the primary cardholder may redeem Partner Points or Miles where applicable.
RBC personal credit cards have two types of additional cardholders — Co-applicants and Authorized Users. Both types of additional cardholders may be added to any RBC Visa card with the following exceptions:
Authorized users are not available on the Starbucks Duetto Visa or on any RBC Visa card where the primary cardholder has identified their 'occupation' as being 'student'.
Click here for details on adding an Authorized User to your account
Send the form to us by mail or fax for processing.
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RBC Royal Bank c/o Administration Department P.O. Box 18293, Stn. Brm. B Toronto, ON M7Y 3J1 |
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| Fax |
416-974-2742 or 1-888-769-2512 |
| Card | Co-applicant Request Form | Co-applicant Annual fee | |
|---|---|---|---|
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Visa Infinite* Avion | PDF Form
|
$50 |
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Visa Platinum Avion | PDF Form
|
$50 |
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Visa Gold Preferred | PDF Form
|
$40 |
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Visa Classic II | PDF Form
|
Free |
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RBC Rewards Visa Gold | PDF Form
|
Free |
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RBC Rewards Visa Classic | PDF Form
|
Free |
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U.S. Dollar Visa Gold | PDF Form
|
$30 USD |
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RBC® Mike Weir Visa Card | PDF Form
|
Free |
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British Airways Visa Platinum | PDF Form
|
$75 |
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Cathay Pacific Visa Platinum | PDF Form
|
$75 |
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Esso Visa Classic | PDF Form
|
Free |
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Starbucks Duetto** Visa | PDF Form
|
Free |
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Visa Platinum | PDF Form
|
Free |
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Visa Classic | PDF Form
|
Free |
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Visa Classic Low Rate | PDF Form
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Free |
† Exclusive of cash advances, interest charges, fees or credits.
** Trademark(s) or registered trademark(s) of Starbucks Coffee Company. Used under license.