RBC Rewards

RBC Rewards^® Visa* Gold

Enjoy a premium no annual fee Visa Credit Card with a wide selection of rewards.

Reward yourself with the new no annual fee RBC Rewards Visa Gold card and start earning RBC Rewards points for a large selection of reward choices. You will have significantly more reward choices than traditional no annual fee rewards credit cards, plus you'll enjoy the added spending power of a higher credit limit and premium benefits.

Features and Benefits

• Earn 1 RBC Rewards bonus points for every two dollars in purchases^† you spend on the card
• Redeem RBC Rewards points for brand name merchandise, gift certificates, travel and more
• RBC Rewards points can be redeemed online, by phone, fax or mail. It's easy.
• No annual fee
• Free Additional Card.
• Minimum credit limit of $5,000
• Shop anywhere, including online with confidence with Zero Cardholder Liability protection⁺⁺
• Earn RBC Rewards points faster with travel bookings through Carlson Wagonlit Travel.
• Earn additional RBC Rewards points with the Rewards Network Restaurant Program.
• Accepted at more than 600,000 locations in Canada and over 22 million worldwide.
• Guaranteed hotel reservations

Optional Services

• CardAssist Plus˜ Card Registration service for all your credit cards and important documents.
• Long distance savings when you enrol with RBC Royal Bank Visa Talk & Save^®.
• RBC Royal Bank BalanceProtector^®5
• Travel HealthProtector Insurance²

Insurance

• Auto Rental Collision / Loss Damage Insurance¹ could save you up to $22 per day on the cost of car rental insurance. The coverage that comes with your card includes collision, theft, fire, vandalism, and more.
• Travel Accident Insurance⁴ for up to $500,000 CAD. There is no need to register for this coverage in advance.
• Purchase Security Insurance³ provides peace of mind in the event that personal property purchased on your card is accidentally lost or damaged within 90 days from the date of purchase.
• Extended Warranty Insurance³ automatically doubles the original manufacturer's warranty up to a maximum extension of 1 year.

Interest Rate, Grace Period and Annual Fee Information

^† Exclusive of cash advances, interest charges, fees and less any credits, returns or adjustments.

^• Number of days between the last day of your Visa statement and your payment due date. If the previous New Balance was not paid in full by the Payment Due Date, your Payment Due Date will be extended to 25 days from the last day of your Visa Statement Period.

⁺⁺ Excludes PIN initiated cardholder transactions such as ATM transactions.

¹ Coverage underwritten by RBC General Insurance Company.

² Coverage underwritten by RBC Insurance Company of Canada.

³ Coverage underwritten by RBC General Insurance Company in Province of Quebec and by RBC Insurance Company of Canada in the rest of Canada.

⁴ Coverage underwritten by Desjardins Financial Security Life Assurance Company.

⁵ Coverage underwritten by The Canada Life Assurance Company.

All insurance is subject to limitations and exclusions outlined in the Certificate of Insurance distributed in the Welcome Kit. Please refer to your Certificate of Insurance for complete details.

^~ Trademark of Carlson Marketing Canada Limited
The CardAssist Plus services are provided by Carlson Marketing Group Canada Ltd.; they, not RBC Royal Bank, are responsible for the program.