RBC Rewards

Terms and Conditions

Royal Bank of Canada ("RBC Royal Bank"), together with Carlson Wagonlit Canada ("Carlson Wagonlit Travel"), are pleased to provide RBC Royal Bank Visa* cardholders that earn RBC Rewards^® points from RBC Royal Bank (the "RBC Visa cards") this special opportunity to earn additional RBC Rewards points.

In addition to receiving all RBC Rewards points that you earn on your RBC Visa card through your enrolment in RBC Royal Bank's RBC Rewards program (the "RBC Rewards Program")¹, you also have the opportunity to earn one additional RBC Rewards point (an "additional RBC Rewards point") for every eligible $1.00** (US dollars and Canadian dollar currency is treated at par) charged to your RBC Visa card when booking travel in accordance with the conditions of the Carlson Wagonlit Travel Program (the "Program") made available to you from Carlson Wagonlit Travel.²

All additional RBC Rewards points earned through the Program will be combined by RBC Royal Bank with all other RBC Rewards points that you would ordinarily earn on your RBC Visa card. You will continue to receive any RBC Rewards points you would ordinarily be entitled to receive from RBC Royal Bank on all eligible purchases⁺ when you use your RBC Visa card in accordance with the terms and conditions or restrictions that apply to the RBC Rewards Program. See your RBC Rewards Terms and Conditions in your RBC Rewards Catalogue or Welcome Kit or click here for complete details on the RBC Rewards Program offered by RBC Royal Bank.

How the Program Works to Earn you additional RBC Rewards points:

Each additional RBC Rewards point you receive under the Program will be credited to your RBC Rewards account and will be converted by RBC Royal Bank into an equivalent RBC Rewards points (i.e. for each 1 additional RBC Rewards points earned you will receive 1 RBC Rewards point credited to your RBC Rewards account with RBC Royal Bank).

RBC Rewards cardholders will earn, per dollar spent³:

• One additional RBC Rewards point for all travel purchases.
• Two additional points, for all CWT Vacation Club purchases. Vacation Club packages are travel products offered by specific travel suppliers (CWT to provide proper language).
• Two additional points for RBC Travel Insurance purchase (Lawry, CWT will be adding language to address an insurance rule that does not allow incentives for insurance purchases to be greater than 5% of the value of the insurance purchase).

Example of how additional points are earned:

An RBC Rewards cardholder purchasing an airline ticket for $500 (taxes not included) would acquire the following RBC Rewards points -

• 500 usual RBC Rewards points for a Visa ticket purchase which will appear on the cardholder's next Visa statement
• Plus 500 additional RBC Rewards points for a CWT ticket purchase which will appear on the cardholders Visa statement 4 to 6 weeks after the travel departure date
• For a total of 1,000 RBC Rewards points earned

Points are earned exclusive of cash advances, interest charges, fees or credits.

³Certain RBC Visa cards earn 1 RBC Rewards point for each eligible $1.50 or $2.00 spent on their RBC Visa card. By way of example, RBC Rewards Visa Classic that earn one RBC Reward point for every eligible $2 spent on this card will now also earn one additional RBC Rewards point for every $1 spent using this card for travel purchases with CWT under the Program. RBC US Dollar Visa Gold card that earn 1.5 RBC Reward points for every $1 spent on this card will now also earn one additional RBC Reward point for every $1 spent using this card for travel purchases with CWT under the Program.

Taxes are not eligible for additional RBC Rewards points.

Points will be awarded 4 to 6 weeks following travel departure date.

Cardholder's account must be in good standing at time of travel in order to receive applicable bonus RBC Rewards points.

Travel purchase must be made at a CWT location within Canada. CWT locations outside of Canada are not participating.

Purchases made under CWT Corporate Travel agreements are not applicable for bonus points.

¹ All terms and conditions and restrictions of your RBC Rewards Program will continue to apply to your RBC Visa card upon booking travel in the Carlson Wagonlit Travel Program.

² The Carlson Wagonlit Travel Program (the "Program") is operated and maintained by Carlson Wagonlit Canada ("Carlson Wagonlit Travel"). All terms and conditions of the Program are established by Carlson Wagonlit Travel.

** See the Carlson Wagonlit Travel Program's Terms and Conditions of Use for all terms and conditions or restrictions on the Program.