Chip and PIN Payment Acceptance



RBC Merchant Services provides secure Chip and PIN payment acceptance which allows your business to accept chip-enabled payment cards.

Chip technology is a global standard for credit and debit card payments. This technology allows a secure chip embedded in the payment card to communicate with the point-of-sale device via a unique dynamic code that is generated to complete the transaction.

This provides both you the merchant and your customers an enhanced level of security and protection against fraud and counterfeit activity as compared to using a traditional magnetic stripe payment card.

Accepting Chip and PIN at the point-of-sale device is easy:

  • Select and follow the on-screen prompts on the point-of-sale device to begin the transaction
  • Ask your customer to insert their chip payment card into the point-of-sale device and follow the on-screen prompts to complete the transaction
  • As with all transactions, the payment card should always remain with the customer

To sign up for RBC Merchant Services, please contact us or visit your nearest RBC Royal Bank branch.