RBC Royal Bank Visa Debit Chip Card

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Accomplish the Extraordinary with RBC.

At RBC Royal Bank your debit card comes free when you sign up for an account.

We offer a wide range of account types, you’re sure to find the right fit.

 Sign Up today


Your RBC Visa Debit Chip Card Products:

RBC Visa Debit Classic

RBC Visa Debit Classic (USD)


Cash Withdrawal
at an RBC ATM

Withdraw Cash  

Account Deposit
at an RBC ATM

Deposit Cash  

Balance Enquiry
at an RBC ATM

Balance Enquiry  

Transfer between accounts
at an RBC ATM

Transfer Funds  

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  RBC Visa Debit
Pay for goods, services and utility bills at point-of-sale terminals locally
Pay for goods and services online, by mail or telephone locally and internationally
Make recurring payments (e.g., monthly gym memberships dues or utility bills)
Make hotel or car rental reservations online or by telephone internationally
Withdraw cash at RBC ATMs or the other bank ATMs locally and internationally
Transfer funds between accounts at local RBC ATMs
Deposit funds at local RBC ATMs
Make balance enquiries*

Please visit rbcroyalbank.com/caribbean for a list of fees and charges associated with interntional transactions 

*Subject to functionality available at non-RBC ATMs domestically or internationally

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Bank with Ease

Get cash at ATMs wherever the Visa or PLUS‡ symbols are displayed. At local RBC ATMs you can perform balance enquiries, transfer funds, pay bills and make deposits to your accounts.

Make purchases with funds directly debited from your RBC Royal Bank account.

Note: Holds pertaining to the value of transactions performed internationally or at local Visa merchants (including online purchases) may remain on the account until the merchant settles the transaction.


Your RBC Royal Bank Visa Debit Card is accepted at millions of locations across the globe. Shop online, book a hotel or car rental, pay for music, order online games, make recurring payments and so much more.


Chip & PIN technology

The RBC Royal Bank Visa debit card features state-of-the-art Chip & Pin technology, thanks to the chip embedded in the card, providing significant protection against counterfeiting and fraud.

When you make a transaction at the chip-enabled terminal, you’re in control. Simply insert the card into the terminal and leave it there, follow the prompts and enter your PIN.

Contactless Capability

The new contactless feature included on the RBC Royal Bank Visa Debit Chip Card is at no additional cost. Pay for small purchases quickly and securely at locations that accept contactless transactions.

This feature uses chip technology to provide you with one of the most secure contactless payment systems in the marketplace. Your card never leaves your hand, so you’re always in control.

 Learn More

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In Person

Once you have set up your PIN, your card is ready for use.

To make purchases, simply:

  • Insert your card at the merchant’s terminal
  • Enter your PIN on the keypad
  • For merchants with contactless capability you can pay for small purchases quickly by waving your card over the terminal.

To withdraw cash at an ATM, insert your card and follow the instructions on the screen.

Online or by telephone

Your new Visa Debit Card is accepted online, by telephone or by mail order at most merchants around the world.*

Simply provide your Visa Debit Card:

  • Number
  • Expiration date and
  • 3-digit security code (on the back of your card)

NOTE: You should not be asked to enter or provide your Personal Identification Number (PIN) as it is strictly confidential and should not be shared with anyone.

*Please visit rbcroyalbank.com/caribbean for a list of fees and charges associated with international transactions.

If your card is ever lost or stolen, you can easily report it and get a replacement card by calling us at: +1 242-356-8500 / +1-242-326-2273