Banking Accounts

A banking account is a safe place to keep funds for everyday use. It is designed to make it easy for you to get cash, make transfers to other accounts, or pay bills. We offer some banking accounts in both local and foreign currency denominations.

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A basic banking account to transact day-to-day business

Features & Benefits:

  • Initial opening deposit of $250.00
  • Account features a monthly service charge*
  • 5 free cheques
  • Unlimited free deposits and withdrawals from RBC Royal Bank ATMs at any branch, at any time day or night
  • Overdraft facility available once qualifying criteria is met
  • Free monthly statements for easy record keeping
  • Cheque writing facility
  • Free access to Digital Banking
  • International access to ATMs and Point of Sale through RBC Visa Debit Card

*Please refer to our schedule of fees and service charges available in branch and online.

Additional Information:

This is a non-interest bearing account

Account Opening Requirements:

  • Two (2) forms of valid ID such as Passport, National ID Card with photo, Driver's License
  • Proof of residential address (e.g. utility bill - electricity, cable, water)
  • If you are a non-resident client, a reference letter or a current account statement from a reputable bank is required
  • Additional documents may be required

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An enhanced banking account that offers unlimited free in branch, cheque and debit transactions, as well as free banking at RBC Royal Bank ATMs.

Features & Benefits:

  • Initial opening deposit of $250.00
  • Account features a monthly service charge*
  • Unlimited free branch/cheque items
  • Unlimited free deposits and withdrawals from RBC Royal Bank ATMs at any branch, at any time day or night
  • Overdraft facility available once qualifying criteria is met
  • Free monthly statements for easy record keeping
  • Cheque writing facility
  • Free access to Digital Banking
  • International access to ATMs and Point of Sale through RBC Visa Debit Card 

*Please refer to our schedule of fees and service charges available in branch and online.

Additional Information:

This is a non-interest bearing account.

Account Opening Requirements:

  • Two (2) forms of valid ID such as Passport, National ID Card with photo, Driver's License
  • Proof of residential address (e.g. utility bill - electricity, cable, water)
  • If you are a non-resident client, a reference letter or a current account statement from a reputable bank is required
  • Additional documents may be required

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An exclusive package designed to simplify your banking including unlimited debit transactions, credit card rebates, unlimited debits at RBC Royal Bank ATMs and much more.

Features & Benefits:

  • Initial opening deposit of $250.00
  • Account features a monthly service charge*
  • Unlimited free branch/cheques items
  • Unlimited free deposits and withdrawals from RBC Royal Bank ATMs at any branch, at any time day or night
  • Overdraft facility available once qualifying criteria is met
  • Free personalized cheque books
  • Free monthly statements for easy record keeping
  • Cheque writing facility
  • Free access to Digital Banking
  • International access to ATMs and Point of Sale through RBC Visa Debit Card
  • No service charge on local drafts and Travellers Cheques
  • 50% discount on annual rental fee of a safety deposit box
  • Plus much more...

*Please refer to our schedule of fees and service charges available in branch and online.

Additional Information:

This is a non-interest bearing account.

Account Opening Requirements:

  • Two (2) forms of valid ID such as Passport, National ID Card with photo, Driver's License
  • Proof of residential address (e.g. utility bill - electricity, cable, water)
  • If you are a non-resident client, a reference letter or a current account statement from a reputable bank is required
  • Additional documents may be required

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A banking account specially designed for persons 18-24 years old enrolled in a full-time, post-secondary programme.

Features & Benefits:

  • Initial opening deposit of $250.00
  • Account features a monthly service charge*
  • No minimum balance requirement
  • 5 free cheques
  • Unlimited free deposits and withdrawals from RBC Royal Bank ATMs at any branch, at any time day or night
  • Free monthly statements for easy record keeping
  • Cheque writing facility
  • Free access to Digital Banking
  • International access to ATMs and Point of Sale through RBC Visa Debit Card

*Please refer to our schedule of fees and service charges available in branch and online.

Additional Information:

This is a non-interest bearing account.

Account Opening Requirements:

  • Two (2) forms of valid ID such as Passport, National ID Card with photo, Driver's License
  • Proof of residential address (e.g. utility bill - electricity, cable, water)
  • If you are a non-resident client, a reference letter or a current account statement from a reputable bank is required
  • Additional documents may be required

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A banking account specially designed for senior citizens ages 60 plus.

Features & Benefits:

  • Initial opening deposit of $250.00
  • Account features a monthly service charge*
  • Unlimited free deposits and withdrawals from RBC Royal Bank ATMs at any branch, at any time day or night
  • Unlimited free in-branch/cheque items
  • Free quarterly statements for easy record keeping
  • Special discount of 25% off the annual rental of a safe deposit box**
  • Free access to Digital Banking
  • International access to ATMs and Point of Sale through RBC Visa Debit Card

*Please refer to our schedule of fees and service charges available in branch and online.
**Subject to availability

Additional Information:

This is a non-interest bearing account.

Account Opening Requirements:

  • Two (2) forms of valid ID such as Passport, National ID Card with photo, Driver's License
  • Proof of residential address (e.g. utility bill - electricity, cable, water)
  • If you are a non-resident client, a reference letter or a current account statement from a reputable bank is required
  • Additional documents may be required