Debit Cards

Access the world from your wallet.

The RBC Royal Bank Visa Debit card provides an alternative payment method to cash or cheques when shopping. This card can be used in person, online or by telephone or mail order. It can also be used to withdraw cash at RBC Royal Bank ATMs, or other ATM machines where the Visa or Plus symbols are displayed. When you use the card, funds are withdrawn directly from the primary savings or chequing deposit account linked to the card.
What the RBC Royal Bank Visa Debit card does:

Pay for goods and services domestically and internationally, in person, online or via mail order/telephone order.
Pay utility bills at Point-of-Sale locally.
At RBC domestic ATMs you can perform balance enquiries, transfer funds between accounts and make deposits to your accounts.

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RBC Royal Bank clients can expect their RBC Royal Bank Visa Debit card to provide the following:

Make life easier
Your new RBC Royal Bank™ Visa‡ Debit Card is the fastest, easiest and most secure way to make purchases, pay bills or access your cash — every day, at home or away. With your RBC Royal Bank Visa Debit Card, you never have to worry about carrying large amounts of cash or writing cheques.

Extend your payment power around the world
Your RBC Royal Bank Visa Debit Card is accepted at millions of locations across the globe. It packs all the power you need to conveniently access your RBC chequing or savings account on the go.

Pay for purchases quickly and securely at any merchant that accepts Visa.
Get cash at ATM machines wherever the Visa or PLUS‡ symbols are displayed.

More virtual purchasing power
Your RBC Royal Bank Visa Debit Card is welcomed online, by telephone or by mail order at most merchants in North America and around the world. Shop online, book a hotel or car rental, pay for music, order online games, shop by phone, make recurring payments and so much more.

No annual fee and no charge for local purchases
There is no annual fee on your RBC Royal Bank Visa debit card, and unlike a credit card, you do not incur interest charges on the card. In addition, when you use the card to make purchases at local merchants, there are no additional charges.

Take control of your money
It’s simple to manage your money when you shop with RBC Royal Bank Visa Debit since funds are debited from your RBC Royal Bank banking account at the time of ATM withdrawal or payment. You incur no unwanted debts. You can also review the details of every transaction that is itemized on your monthly bank statements.

Peace of mind with fraud protection
The RBC Royal Bank Visa Debit card gives peace of mind and make your face to face and online payments safer—RBC provides 24/7 fraud monitoring. You can be confident that any unauthorised funds taken from your account because of fraud will be returned to them.

FREE USA SkyBox
*Free USA SkyBox address for online shopping - Get the first year membership fee waived plus US$ 10.00 off your first shipment. Use your Visa debit card to register online at www.skybox.net/visa/eng

*RBC Royal Bank is not responsible for SkyBox’s service (including, without limitation, delivery times or quality of service), any fees or expenses payable in respect of SkyBox’s service or the proper functioning of SkyBox’s website. Any questions or complaints regarding SkyBox’s service should be directed solely to SkyBox Inc.

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	RBC Visa Debit
Pay for goods and services in person domestically and internationally	✔
Pay for goods and services online or via mail and telephone domestically and internationally	✔
Make recurring payments. For example, monthly gym membership dues or utility bills	✔
Make hotel or car rental reservations on the phone or online	✔
Withdraw cash at RBC ATMs domestically or other bank ATMs anywhere in the world	✔
Deposit funds at an RBC ATM	✔
Transfer funds between accounts*	✔
Make balance inquiries*	✔

*Subject to functionality available at non-RBC ATMs

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Use it in person

Once you have set up your secret Personal Information Number (PIN), you are ready to use the card at any domestic or international merchant or ATM:

When a merchant terminal offers you a choice between Debit and Credit, you must select the Credit button to complete the transaction. Otherwise you will be declined by the Network. However, please remember this is not a credit card, the money will still be deducted from the funds available in your primary deposit account.
To withdraw cash at an ATM, enter your card and follow the instructions on the screen.

Use it online or by telephone

When prompted, enter or provide the number of your RBC Royal Bank Visa Debit Card, its expiration date and the 3-digit security code on the back of your card.

You will not be asked to enter your PIN.
Your secret PIN is strictly confidential and should not be shared with anyone.

If your card is ever lost or stolen, you can easily report it and get a replacement card by calling us at:
New Providence or Turks & Caicos: 242-326-2273;
Family Islands: 242-300-8472 or from
Canada: 1-800-796-0021 & USA: 1-800-292-7791;
Cayman: 1-888-847-5803