Overdraft Protection

Overdraft protection

Overdraft Protection is a revolving limit up to US$5,000 attached to a Personal Banking account and provides clients with a hassle-free form of protection against cheque(s) or other debit items being returned for non-sufficient funds.

No matter how well organized you might be financially, things can change and you may unexpectedly find yourself short of funds.

If this happens, one option to consider that may help you manage your cash flow is an Overdraft Protection.

At RBC this facility is designed to assist clients seeking to address short term cash flow issues by providing credit to ensure that financial commitments are met in a timely manner.



Revolving credit tied to salaried/ income account ACCESS – additional buffer to your monthly income to cover expenses in a timely manner
Personalized limits ranging from US$200 to US$5,000 PEACE OF MIND – funds readily available to meet shortages of cash flow
Unsecured Lines available FREED-UP ASSETS – your savings remain unencumbered
Interest and principal repayment EASY TRANSACTING – monthly deposits to your account will clear interest followed by principal balance
FREE Digital Banking access CONVENIENCE – bank on your own terms – monitor transactions without having to visit the bank
FREE monthly e-Statements

EASY ACCOUNTING – track outstanding overdraft balances and transaction history via digital banking platform