Visa Business

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  • Chip and Pin technology for enhanced security

  • Visa payWave convenience

  • *Free USA SkyBox address for online shopping - Get the first year membership fee waived plus US$ 10.00 off your first shipment. Use your Visa credit card to register online at www.skybox.net/visa_eng

  • AVIS Discounts of up to 20% & Free Upgrades - Book online at www.avis.com/rbclac with discount number AWD# J072300 & coupon # UUWA039 for upgrades. Applicable locations are Europe, USA, Canada, Latin America & the Caribbean. Special conditions apply......click here
  • FREE Auto Rental Insurance Coverage - this coverage is available worldwide (maximum coverage 31 consecutive days) and includes  damages to the rental vehicle only, due to collision, theft, loss, vandalism, and accidental fire.. The cardholder must initiate and pay for the rental in full with this card and decline the Collision Damage Waiver or similar coverage; all drivers must be included in the rental agreement. Travel accident insurance coverage up to USD250,000 in the event of a covered accidental death or dismemberment, when travelling on a common carrier (vehicle commercially licensed for the transport of paying passengers)
  • Local and international use - provides instant purchasing power at over 25 million merchants worldwide
  • Cash access worldwide via banks and ATMS
  • Visa International Service Centre, which provides emergency card related assistance for our customers who have traveled (outside home country), anytime, anywhere, via toll-free number for: 
    • Urgent lost/stolen/damaged card reporting
    • Emergency card replacement
    • Emergency cash advance
  • FREE Visa Travel Accident Insurance for coverage up to US$ 250,000 against accidental death, dismemberment or paralysis when traveling with a common carrier once the tickets are purchased (in full) with this card.
  • Visa Travel Information Services
    • Prior to travel- Centre will provide information about culture and local customs at your travel destinations, ATM locations, currency exchange,  visa requirements, and provide assistance with prescriptions at destination
    • During travel: Activation of Visa medical assistance services and information about medical services
  • Stay in Control: Keep track of expenses; manage your cash flow and control spending by setting limits to meet different needs and responsibility levels
  • Enjoy Convenience: No need to carry around large sums of cash or cheques for business-related payments and purchases. Make deposits to your card for those purchases that may exceed your limit.
  • Empower Employees: Provide supervisors and managers withtheir own Visa business credit cards for travel and other business-related spending
  • Stay informed: Obtain access to Visa's comprehensive online business resource centre for interactive tools, business articles and online workshops
  • Fraud Protection Program
  • Balance Protector Option
  • Access to Online Banking and Mobile Banking  - Use Online Banking and Mobile Banking to obtain the Available Credit and Current Balance for your credit card; Access your transaction history and make payments
  • eStatements – Obtain free eStatements for easy record keeping and reconciliation

*RBC Royal Bank is not responsible for SkyBox’s service (including, without limitation, delivery times or quality of service), any fees or expenses payable in respect of SkyBox’s service or the proper functioning of SkyBox’s website. Any questions or complaints regarding SkyBox’s service should be directed solely to SkyBox Inc.

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  • Copy of certificate of incorporation or registration
  • Satisfactory credit history (alternatively, the bank may consider secured facilities)
  • Completed, signed and stamped business credit card application forms
  • Copy of current financials (Preferably audited)
  • Copy of latest board resolution where applicable
  • 1 form of Identification for each business cardholder

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Chip & Pin for the highest level of security

The RBC Royal Bank Visa credit card features state-of-the-art Chip & Pin technology, thanks to the chip embedded in the card, providing significant protection against counterfeiting and fraud.

The added protection through the use of a PIN adds peace of mind if your card is ever lost or stolen. When you make a transaction at the chip-enabled terminal, you’re in control. Simply insert the card into the terminal and leave it there, follow the prompts and enter your PIN. 

Managing your PIN

With your RBC Royal Bank chip and PIN credit card your PIN becomes a key security feature of your transaction. It is very important that you remember your PIN and never disclose it to anyone.

A few tips to help keep your PIN safe

  • Never write down your PIN or store it electronically.
  • Choose a number that is easy for you to remember but hard for others to guess. Avoid numbers such as your date of birth, phone number etc.
  • Always shield the PIN pad when entering your PIN
  • If you suspect your PIN has been compromised, call the number on the back of your card to change it immediately.

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The convenience of Visa payWave

Visa payWave is a new contactless feature included on the RBC Royal Bank Visa card for no added fee. It lets you pay for small purchases quickly and securely at locations that accept Visa payWave.

Pay with confidence and ease

Visa payWave uses chip technology to provide you with one of the most secure contactless payment systems in the marketplace. Your card never leaves your hand, so you’re always in control. 

See Security brochure.

Step 1: Look for the symbol at checkout counters 

Step 2: Wave your card over the secure terminal or hold it on the terminal

Step 3: Wait for approval and you’re ready to go!