Visa Gold

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  • Chip and Pin technology for enhanced security

  • Visa payWave convenience

  • Zero Liability protection against unauthorized use of your credit card

  • *Free USA SkyBox address for online shopping - Get the first year membership fee waived plus US$ 10.00 off your first shipment. Use your Visa credit card to register online at

  • AVIS Discounts of up to 20% & Free Upgrades - Book online at with discount number AWD# J072300 & coupon # UUWA039 for upgrades. Applicable locations are Europe, USA, Canada, Latin America & the Caribbean. Special conditions here
  • Local and international use - provides instant purchasing power at over 25 million merchants worldwide
  • Cash access worldwide via banks and ATMS
  • Visa International Service Centre, which provides emergency card related assistance for our customers who have traveled (outside home country), anytime, anywhere, via toll-free number for: 
    • Urgent lost/stolen/damaged card reporting
    • Emergency card replacement
    • Emergency cash advance
  • FREE Auto Rental Insurance Coverage this coverage is available worldwide (maximum coverage 31 consecutive days) and includes damages to the rental vehicle only, due to collision, theft,  loss, vandalism and accidental fire. The customer must book and pay for the rental in full with this card and must decline the Collision Damage Waiver or similar coverage; all drivers must be included in the rental agreement.
  • Price Protection – Up to US $400 per account per year
    Reimbursement for the price difference in case the same product (model and year) of the same manufacturer is found at a lower price than the price paid with the Visa card. Conditions applied.
  • Purchase Protection – Up to US $1,000 per account per year
    Coverage for theft or damage of most new products and items purchased. Conditions applied.
  • Extended Warranty – Up to US $5000 per account per year
    Doubles the repair period offered by the original manufacturer's warranty for up to 1 year. Conditions applied.
  • Visa Travel Information Services
    • Prior to travel-Centre will provide information about culture and local customs at your travel destinations, ATM locations, currency exchange,  visa requirements, and provide assistance with prescriptions at destination
    • During travel: Activation of Visa medical assistance services and information about medical services
  • Safety - eliminates the need to walk with large sums of cash
  • Fraud Protection Program
  • Balance Protector Option
  • Access to Online Banking and Mobile Banking - Use Online Banking and Mobile Banking to obtain the Available Credit and Current Balance for your credit card; Access your transaction history and make payments
  • eStatements – Obtain free eStatements for easy record keeping and reconciliation

*RBC Royal Bank is not responsible for SkyBox’s service (including, without limitation, delivery times or quality of service), any fees or expenses payable in respect of SkyBox’s service or the proper functioning of SkyBox’s website. Any questions or complaints regarding SkyBox’s service should be directed solely to SkyBox Inc.

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  • Minimum age 18 years.
  • Satisfactory credit history and debt servicing ratios (alternatively, the bank may consider secured facilities).
  • Completed and signed credit card application.
  • 2 Recent salary slips.
  • 1 form of identification (Passport, Identification Card, Drivers Permit).
  • Job letter (must state employment term and salary information - for new clients and clients that have recently changed jobs) 
  • Copy of work permit for non-residents.

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Chip & Pin for the highest level of security

The RBC Royal Bank Visa credit card features state-of-the-art Chip & Pin technology, thanks to the chip embedded in the card, providing significant protection against counterfeiting and fraud.

The added protection through the use of a PIN adds peace of mind if your card is ever lost or stolen. When you make a transaction at the chip-enabled terminal, you’re in control. Simply insert the card into the terminal and leave it there, follow the prompts and enter your PIN. 

Managing your PIN

With your RBC Royal Bank chip and PIN credit card your PIN becomes a key security feature of your transaction. It is very important that you remember your PIN and never disclose it to anyone.

A few tips to help keep your PIN safe

  • Never write down your PIN or store it electronically.
  • Choose a number that is easy for you to remember but hard for others to guess. Avoid numbers such as your date of birth, phone number etc.
  • Always shield the PIN pad when entering your PIN
  • If you suspect your PIN has been compromised, call the number on the back of your card to change it immediately.

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The convenience of Visa payWave

Visa payWave is a new contactless feature included on the RBC Royal Bank Visa card for no added fee. It lets you pay for small purchases quickly and securely at locations that accept Visa payWave.

Pay with confidence and ease

Visa payWave uses chip technology to provide you with one of the most secure contactless payment systems in the marketplace. Your card never leaves your hand, so you’re always in control. 

See Security brochure.

Step 1: Look for the symbol at checkout counters 

Step 2: Wave your card over the secure terminal or hold it on the terminal

Step 3: Wait for approval and you’re ready to go!